Among the flurry of mortgage-related final rules issued by the CFPB this month was a final rule to implement a Dodd-Frank amendment to the Equal Credit Opportunity Act that requires creditors to provide to a first lien mortgage applicant a copy of all written appraisals and valuations developed in connection with the application. The final rule, which revises the existing Regulation B requirements for providing copies of appraisals to applicants, becomes effective on January 18, 2014. It will apply to first lien mortgage transactions for which a creditor receives an application on or after this date. For more details on the rule, see our legal alert.