One of the cornerstones of the Republican platform during the 2016 elections was to undertake a major overhaul of the Dodd-Frank Act, the landmark Obama-era law that spurred over 22,000 pages of new regulations and established the Consumer Financial Protection Bureau (“CFPB”). Shortly after inauguration, President Trump promised to do a “big number” on Dodd-Frank, which he referred to as a “disaster."1 But the unique, independent structure of the CFPB that has made it a political lightning rod has also made its reform elusive.