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Healthcare and Life Sciences Trends and Developments Across MENA

The healthcare and life sciences ecosystem is witnessing significant growth in the Middle East as the GCC continues to seek economic diversification. The United Arab Emirates (UAE) and Kingdom of Saudi Arabia (KSA) are...more

ستة أشهر حتى سريان النظام: خطوات الامتثال الرئيسية لنظام حماية البيانات في المملكة العربية السعودية

يُعد نظام حماية البيانات الشخصية (النظام) أول نظام شامل لحماية البيانات في المملكة العربية السعودية. من المتوقع أن تبدأ الهيئة السعودية للبيانات والذكاء الاصطناعي (الهيئة) في الإنفاذ الكامل للنظام اعتبارًا من 14 سبتمبر 2024،...more

Six Months Until Enforcement: Key Compliance Steps for Saudi Arabia’s Data Protection Law  

The PDPL has broad extraterritorial scope and substantial penalties for non-compliance, with full enforcement expected to start in September. The Personal Data Protection Law (PDPL) is the first comprehensive data...more

Abu Dhabi Global Market Issues Regulations on Distributed Ledger Technology Foundations

Recognising new realities in decentralisation, the regulations aim to provide market players with governance flexibility within distributed ledger technology foundations. On 2 October 2023, the Board of Directors of Abu...more

DIFC Proposes to Amend Data Protection Rules to Regulate Use of AI

The Dubai International Financial Centre urges companies to protect personal data when using artificial intelligence. On 18 April 2023, the Dubai International Financial Centre (DIFC), a financial free zone with its own...more

Dubai Virtual Assets Regulation Authority Enacts New Regime to Regulate Virtual Assets

The new regime specifies licensing and reporting requirements for a range of activities related to virtual assets in the Emirate of Dubai. On February 7, 2023, the Dubai Virtual Assets Regulation Authority (VARA) adopted...more

The Technology, Media and Telecommunications Review, 13th Edition - Saudi Arabia

This 13th edition of The Technology, Media and Telecommunications Review provides updated overviews of legal and policy constructs and developments in the TMT arena across 18 jurisdictions around the world. As in years past,...more

Saudi Arabia Issues Amended Data Protection Law for Consultation

The amendment proposes business-friendly changes regarding data localization and legitimate interests. On November 20, 2022, the Saudi Data and AI Authority (SDAIA) published an amended version of the Kingdom of Saudi...more

Dubai Financial Services Authority Issues New Regime to Regulate Crypto Tokens

The regime introduces rules on various crypto tokens, including cryptocurrencies and stablecoins, in the Dubai International Financial Centre. On November 1, 2022, the Dubai Financial Services Authority (DFSA) crypto...more

UAE Central Bank Issues Guidance on Anti-Money Laundering Risks in the Payment Sector

The guidance is part of the rapidly evolving rules on anti-money laundering and aims to promote UAE as a jurisdiction compliant with best practices. On August 1, 2022, the UAE Central Bank (CBUAE) issued the Guidance for...more

UAE Publishes First Federal Data Protection Law

Organisations subject to the law should carry out a gap analysis of their current compliance position against the new requirements. The United Arab Emirates (UAE) has issued its first federal data protection law (Federal...more

UAE Decision on Health Data Law Provides Clarity

On 28 April 2021 the United Arab Emirates (UAE) federal government issued Ministerial Decision No. 51 of 2021 (the Decision) to clarify when health information may be stored or transferred outside of the UAE. The Decision...more

The Technology, Media and Telecommunications Review - 11th Edition

The Technology, Media and Telecommunications Review is now in its 11th edition, and I am excited to be taking the reins of this publication after a decade under the steady hand of long-time editor John Janka. This Review...more

UAE’s New Consumer Protection Law: An End to Direct Marketing?

The new legislation extends both the protections available to consumers, as well as the obligations applicable to e-commerce retailers. With its recent implementation of a new consumer protection law, the United Arab...more

United Arab Emirates – New Regulations for Stored Value Facilities

New regulations overhaul regulatory framework for digital payments in the UAE. Key points: ..The new Stored Value Facilities (SVF) Regulation repeals and replaces the 2017 SVEPS Regulation governing digital payments...more

New Data Protection Law in the DIFC: Who does it apply to and how does it compare with the GDPR?

The Dubai International Financial Centre (DIFC) has a new data protection law and regulations: the Data Protection Law DIFC Law No. 5 of 2020 (DIFC DP Law) and the Data Protection Regulations (DIFC DP Regulations, and...more

SAMA Updates Payment Services Provider Licensing Regime in KSA

The updates are part of SAMA’s efforts to promote an innovation-based financial technology ecosystem in the KSA. Key Points: ..Resubmission of a refused PSPR license application will only be accepted nine months after...more

Technology Contracting and COVID-19 - 5 Key Issues for Middle East Customers

A recent Latham.London blog post recommended five steps that customers should take when procuring technology and related services in light of COVID-19 and future pandemics. This blog post examines five additional...more

SAMA Issues Additional Licensing Guidelines for Digital- Only Banks in Saudi Arabia

The guidelines are part of Saudi Arabia’s efforts to build out a regulatory framework for an innovation-based financial technology ecosystem. On 24 February 2020, the Saudi Arabian Monetary Authority (SAMA) issued...more

Abu Dhabi Global Market Issues Updated Comprehensive Guidance on Cryptoasset Framework

In June 2018, the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority (FSRA) unveiled a dedicated cryptoasset regulatory framework by way of various amendments to the FSRA’s core regulations – the Financial...more

Investors Welcome ADGM’s Guidance on Dedicated Cryptoasset Framework

The Abu Dhabi Global Market’s Guidance clarifies and expands FSRA expectations for OCAB Framework license holders. In June 2018, the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority (FSRA) unveiled a...more

New UAE Law Regulates Healthcare Data

Healthcare entities should assess whether Federal Law No. 2 of 2019 applies to their practices and plan for compliance. On 6 February 2019, the President of the United Arab Emirates (UAE) in conjunction with the UAE...more

DIFC Issues New Direct Marketing and Electronic Communications Guidelines

The DIFC guidelines provide practical guidance for DIFC-registered entities engaging in electronic direct marketing, including useful “dos” and “don’ts”. What Do DIFC-Registered Entities Need to Know? In January 2019,...more

UAE’s SCA to Regulate ICO Tokens as Securities

The SCA’s decision marks a significant step towards achieving enhanced regulation of digital securities and commodities in the UAE. Key Points: ..The announcement signals a change in the SCA’s position following its...more

How to Set Up a Fintech Business in the UAE – Part 1: Onshore Financial Service Regulation and Licensing

UAE-based fintech companies should understand the applicable onshore regulations — many of which are new and largely untested — when providing specific services. Key Points: ..UAE fintech companies need sophisticated...more

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