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Federal Court Will Hear Auto Dealers Challenge to New FTC Regulations

On Oct. 7, the 5th Circuit Court of Appeals will hear arguments in a case that could significantly reshape how auto dealerships operate. The National Automobile Dealers Association is arguing that the Federal Trade...more

The PPP Loan Process: How To Fix Mistakes Before It Is Too Late

Paycheck Protection Program (PPP) loans were designed to help small businesses cover explicit allowable expenses during the COVID-19 pandemic. There are various eligibility requirements that businesses must satisfy before...more

For Existing PPP Borrowers, Stimulus Bill Expands Forgivable Uses And Eases Tax Consequences

The $900 billion Consolidated Appropriations Act of 2021 (the Act) modifies the Paycheck Protection Program (PPP) in a variety of business-friendly ways likely to benefit both existing PPP borrowers and businesses that...more

Stimulus Package Expands PPP, Simplifies Loan Forgiveness And Adds Disaster Grants

In its massive new pandemic relief and stimulus package, Congress has significantly modified the Paycheck Protection Program (PPP) to allow for second draws from the program, to simplify the loan forgiveness process, to...more

Main Street 101 – What Businesses Need To Know About The Main Street Lending Program

The now-operational Main Street Lending Program (MSLP) provides opportunities for low-interest, federally subsidized loans for businesses with 15,000 or fewer employees and up to $5 billion in revenue in 2019. However,...more

Fed Makes Changes To Main Street Loan Program To Increase Participation

On Monday, June 8, 2020, the Federal Reserve Board announced changes to the Main Street Lending Program intended to allow a greater number of small and medium sized businesses to participate in the program. The Federal...more

Easing Path To Loan Forgiveness, ‘Flex Act’ Modifies Paycheck Protection Program

On June 3, 2020, the Senate unanimously approved H.R., 7010, the Paycheck Protection Program Flexibility Act of 2020, or Flex Act, modifying certain provisions of the CARES Act relating to loan forgiveness under the Paycheck...more

Federal Reserve Poised To Open Its Main Street Lending Program

The Federal Reserve anticipates accepting applications under the Main Street Lending Programs in June and has implied recently that the rollout is imminent. On May 27, 2020, the Federal Reserve Bank of Boston (FRBB) clarified...more

SBA Issues Affiliation Rules For Paycheck Protection Program

The Small Business Administration (SBA) issued guidance on April 3, 2020, about Affiliation Rules applicable to the U.S. Small Business Administration Paycheck Protection Program (PPP), part of the Coronavirus Aid, Relief and...more

CARES Act: A Comparison Of SBA Loan Programs For Small Businesses

With Coronavirus Aid, Relief and Economic Security Act (CARES Act) now law, the following is intended to be helpful summary for small businesses evaluating which Small Business Administration (SBA) loan program – the Economic...more

SBA Includes COVID-19 In Economic Injury Disaster Loans

The U.S. Small Business Administration has made Economic Injury Disaster Loans of up to $2 million available to qualifying small businesses that have suffered substantial economic injury from the COVID-19 pandemic. Because...more

Tennessee District Court Deepens The “Without Authorization” Divide Under The Computer Fraud And Abuse Act

A Tennessee District Court recently ruled in Wachter Inc. v. Cabling Innovations, LLC, 3:18-cv-00488 (W.D. Tenn. May 7, 2019) that two former employees with permitted access to company computers were not liable under the...more

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