Yesterday, the IRS announced the Health Savings Account limits for 2022. With respect to contribution limits, the limits are slightly higher than the ones for 2021. As a reminder, these inflation adjusted amounts are effective for calendar year 2022.
| HSA/HDHP Requirement |
Cost-of-Living Adjustments |
| Limit on HSA Contributions – Self-only HDHP |
2021 – $3,600
2022 – $3,650
|
| Limit on HSA Contributions – Family HDHP |
2021 – $7,200
2022 – $7,300
|
| HDHP Required Deductible – Self-only HDHP |
2021 – $1,400
2022 – $1,400
|
| HDHP Required Deductible – Family HDHP |
2021 – $2,800
2022 – $2,800
|
| HDHP Out-of-pocket Maximum – Self-only HDHP |
2021 – $7,000
2022 – $7,050
|
| HDHP Out-of-pocket Maximum – Family HDHP |
2021 – $14,000
2022 – $14,100
|
| HSA Catch-up Contribution Limit |
2021 – $1,000
2022 – $1,000
|
All of the above are for calendar year 2022.
