In This Issue:

- Another Perspective

- Facing Merger Challenges. In 5, 4, 3, 2, 1....

- Real Property 101 for Community Bankers in the Spilman Footprint

- Facet One of Social Media and Community Banks - Employees Just Say No

- Excerpt from Facing Merger Challenges...

A few weeks ago, a writer for a banking magazine asked my top five challenges to a successful bank merger. That is a loaded question! The challenges to complete a merger agreement, the challenges to close the merger, and the challenges to make the merger a long-term success are all different. What stands in the way of successfully completing the merger? I will give you my top five.