In this issue:

- The True Cost Of Giving – Charitable Donations In A No-Estate-Tax Environment

- Could An Exchange Help Cover LTC Insurance Costs?

- Family Meetings Help Ensure Estate Planning Success

- Estate Planning Red Flag – Your Will Leaves Everything To Your Life Partner

- Excerpt from Family Meetings Help Ensure Estate Planning Success:

You’ve spent countless hours working with your advisors to design an estate plan that provides for your family, protects your business and satisfies your charitable goals. Now it’s time to put it on a shelf and forget about it, right? Wrong. Unless you communicate your plan — and the principles behind it — to your family and to your executors, trustees, guardians and agents, your plan is at risk.