Consumer Finance Monitor Podcast Episode: Have State-Chartered, FDIC-Insured Banks Finally Achieved Interstate Usury Parity with National Banks?
Data Dividend: What is Personal Data Worth?
Privacy Litigation Trends: Meta Pixels, Cookie Opt-Out, and Sale of Data
Data Revolution: How U.S. Privacy Laws Change the Way Data Should be Managed by Retail and Tech Industries
Opting Out of Medicare: When and How to Do It
Colorado’s New Comprehensive Privacy Law
Recreational Marijuana Use Legalized in NYS – Your Questions Answered
Jones Day Presents: Effect of GDPR, CCPA, and FTC on Blockchains
The TCPA: Deep Dive: Details, Class Actions, Regulations, and Defense Strategies
Comprehensive consumer privacy laws continue to hit the desks of governors in states across the country, with nineteen state laws now on the books. Since we wrote our 2023 Round-Up on State Consumer Data Privacy Laws article...more
This article is the first in a series that will address privacy concerns for insurance carriers, agents and brokers. The insurance industry is uniquely situated at the confluence of multiple data privacy regimes....more
During the final days of the California legislative session, which ended on August 31, 2024, the California legislature passed several privacy bills, described below, that would amend the California Consumer Privacy Act...more
As January 2025 privacy strategy planning ramps up this fall, our Privacy, Security, & Artificial Intelligence team has put together a planning alert for 2024–2025. In this installment, we review the following nine state...more
The California Privacy Protection Agency (CPPA) Board met last week to discuss the latest updates on California Consumer Privacy Act (CCPA) draft regulations for cybersecurity audits, risk assessments, automated...more
As of July 1, three new comprehensive state privacy laws – the Florida Digital Bill of Rights (FDBR), the Oregon Consumer Privacy Act (OCPA), and the Texas Data Privacy and Security Act (TDPSA) – will take effect, joining the...more
The Colorado Privacy Act (CPA) went into effect on July 1, 2023, but there are a couple new provisions going into effect this year that businesses need to consider. •Starting on July 1, 2024, controllers and processors...more
(The Consumer Protection Dispatch summarizes industry news and updates on emerging issues involving a variety of consumer protection issues including, but not limited to, data and AI.)...more
On May 10, 2024, Maryland Governor Wes Moore signed the Maryland Online Data Privacy Act of 2024 ("MODPA" or the "Act"), bringing the number of comprehensive state privacy laws to 18and establishing a new, more restrictive...more
Maryland Governor Wes Moore signed the Maryland Online Data Privacy Act of 2024 (MODPA) into law on May 9, 2024. This new law establishes transparency, assessment, and consumer rights requirements for organizations that fall...more
On April 6, 2024, Maryland's legislature passed a comprehensive privacy bill, the Maryland Online Data Privacy Act (MODPA), and sent it to the state's governor for signature. If enacted, the law would take effect on October...more
On April 4, 2024, Kentucky joined the rapidly growing number of states adopting a comprehensive data privacy law, when Governor Andy Beshear signed, the Kentucky Consumer Data Protection Act ("Kentucky CDPA"). The law will...more
With the Kentucky governor recently signing into law that state’s privacy law the US now has 16 states with “comprehensive” privacy laws. This newest one will go into effect on January 1, 2026 – the same day as Indiana. It...more
On April 5, 2024 members of U.S. Congress released a draft bipartisan, bicameral federal privacy bill, the American Privacy Rights Act. In a press release, the stated goal of this legislation is to be “a national data privacy...more
Keypoint: Maryland’s bill diverges from other Washington Privacy Act variants passed to date with unique data minimization, sensitive data, minor’s data privacy, and unlawful discrimination provisions (among others)....more
Biden Administration Issues Executive Order Restricting Bulk Transfers of U.S. Citizens' Personal Data to “Countries of Concern” - On February 28, 2024, President Biden issued an Executive Order (“EO”) to address the...more
New Hampshire is the fourteenth state with a comprehensive privacy law, as signed by Governor Sununu on March 6, 2024. The new law will go into effect on January 1, 2025. Continue reading for our Q&A on the "trusted" number...more
On January 16, 2024, New Jersey became the first state to enact a comprehensive data privacy law in the new year, with Gov. Phil Murphy (D-NJ) signing the New Jersey Privacy Act (NJPA) (SB 332) into law. The New Jersey law...more
On January 16, 2024, New Jersey Governor Phil Murphy signed into law Senate Bill 332 (the "New Jersey Data Privacy Law") making New Jersey the thirteenth state to adopt comprehensive data privacy legislation. This signing...more
On January 16, Gov. Phil Murphy (D) of New Jersey signed Senate Bill No. 332 into law. The New Jersey privacy law generally follows the same framework found in many of the comprehensive privacy laws enacted by other states...more
On January 16, 2024, New Jersey’s Governor Murphy signed New Jersey’s comprehensive state privacy law. New Jersey is the thirteenth state to adopt comprehensive consumer privacy protections. With Congress unlikely to pass a...more
On January 16, New Jersey joined the list of states with comprehensive consumer privacy statutes when Governor Phil Murphy signed into law Senate Bill 332 (the New Jersey Data Privacy Act or NJDPA). The bill has undergone...more
On January 8, 2024, the New Jersey Assembly and Senate passed Senate Bill 332 (S. 332, or the “Act”), and it was signed into law by Governor Phil Murphy on January 16. This makes New Jersey the first state to enact a...more
The New Jersey Legislature this week passed Senate Bill 332 (SB 332), a comprehensive consumer data privacy bill. Since its conception, the bill has undergone significant revisions that expanded a once narrow bill into a more...more
The FTC is beginning 2024 with a bang. Just a few short days after announcing a settlement with lead-generation company Response Tree, the FTC has announced another decision. In this latest announcement, the FTC has described...more