Consumer Finance Monitor Podcast Episode: Have State-Chartered, FDIC-Insured Banks Finally Achieved Interstate Usury Parity with National Banks?
Data Dividend: What is Personal Data Worth?
Privacy Litigation Trends: Meta Pixels, Cookie Opt-Out, and Sale of Data
Data Revolution: How U.S. Privacy Laws Change the Way Data Should be Managed by Retail and Tech Industries
Opting Out of Medicare: When and How to Do It
Colorado’s New Comprehensive Privacy Law
Recreational Marijuana Use Legalized in NYS – Your Questions Answered
Jones Day Presents: Effect of GDPR, CCPA, and FTC on Blockchains
The TCPA: Deep Dive: Details, Class Actions, Regulations, and Defense Strategies
Comprehensive consumer privacy laws continue to hit the desks of governors in states across the country, with nineteen state laws now on the books. Since we wrote our 2023 Round-Up on State Consumer Data Privacy Laws article...more
Most businesses are aware of historical restrictions or limitations on selling personal information to third parties for monetary consideration. Perhaps less familiar are recent state laws giving consumers the right to tell...more
On October 1, Montana became the newest state with a comprehensive data privacy law, the Montana Consumer Data Privacy Act. Application The MCDPA applies to any persons who conduct business in Montana or produce products or...more
On Tuesday this week, Montana’s new consumer protections law took effect, joining many other states with similar consumer privacy rights legislation....more
Throughout the 2024 legislative session, we have been tracking numerous privacy- and AI-related bills pending in California. Ten of those bills passed the state legislature before the legislative session ended on August 31...more
As January 2025 privacy strategy planning ramps up this fall, our Privacy, Security, & Artificial Intelligence team has put together a planning alert for 2024–2025. In this installment, we review the following nine state...more
Would you like some milk with those website cookies? We know the common privacy joke. However, website cookies and online tracking technologies (collectively, “cookies”) are increasingly no joking manner as they can create...more
With a growing number of states having passed comprehensive consumer data privacy laws (19 in total, with seven passed this year alone), state enforcement actions related to data privacy are growing increasingly common....more
California Governor Gavin Newsom vetoed A.B. 3048, an amendment to California's landmark consumer privacy act that dealt with the delivery of opt-out preference signals installed in mobile and web browsers. The proposed...more
On September 4, the California Privacy Protection Agency (“CPPA”) issued an Enforcement Advisory cautioning businesses against the use of “dark patterns” in their consumer-facing user interfaces. The California Consumer...more
On Saturday, August 31, the California legislature closed its 2024 session. During the past calendar year, we tracked numerous privacy and AI-related bills with fourteen of them passing out of their chamber of origin prior to...more
Keypoint: The California legislature enters into the final week of its session with many bills still under consideration. We are currently tracking thirteen privacy and AI-related bills that previously crossed chambers prior...more
Keypoint: Last week, the California legislature returned from its summer recess and began moving forward with privacy and AI legislation prior to the August 31 session closing date. We are currently tracking thirteen...more
A recent board meeting of state officials revealed that the California agency responsible for overseeing the state’s landmark consumer privacy law received over 2,000 complaints for alleged violations in the past year alone –...more
What Issues Did the California Privacy Protection Agency Raise? On July 16, 2024, the California Privacy Protection Agency (Agency) discussed proposed updates to the California Consumer Privacy Act (CCPA) regulations....more
Keypoint: The California legislature has many pending privacy and AI-related bills to consider before it closes on August 31. The California legislature left for its summer recess on July 3 and will reconvene on August 5....more
On April 17, 2024, the State of Nebraska enacted the Nebraska Data Privacy Act (“NDPA”). With the passage of the NDPA, Nebraska joins the ranks of the nineteen other states that have adopted comprehensive consumer data...more
As of July 1, three new comprehensive state privacy laws – the Florida Digital Bill of Rights (FDBR), the Oregon Consumer Privacy Act (OCPA), and the Texas Data Privacy and Security Act (TDPSA) – will take effect, joining the...more
The Colorado Privacy Act (CPA) went into effect on July 1, 2023, but there are a couple new provisions going into effect this year that businesses need to consider. •Starting on July 1, 2024, controllers and processors...more
Keypoint: While the act does not include many provisions found in the more recent consumer data privacy laws, it would expand privacy notice obligations in one significant way although the applicability and scope of that...more
On May 24, 2024, Senate Bill 4757, containing a comprehensive Minnesota Consumer Data Privacy Act (MCDA), was signed into law by Minnesota Governor Tim Walz. It will take effect on July 31, 2025....more
Minnesota’s governor has now signed into law that state’s comprehensive privacy law. For those keeping count – that is number 19 of state “comprehensive” privacy laws, with six in 2024 alone. The Minnesota law will go into...more
On May 25, 2024, Minnesota Governor Tim Walz signed the Minnesota Consumer Data Privacy Act (the "Act"), which takes effect on July 31, 2025, for most controllers and on July 31, 2029, for certain postsecondary educational...more
On April 4, 2024, Kentucky Governor Andy Beshear signed the Kentucky Consumer Data Protection Act (the "KCDPA" or "Act"), which takes effect January 1, 2026. The KCDPA maps in large part to the Virginia Consumer Data...more
(The Consumer Protection Dispatch summarizes industry news and updates on emerging issues involving a variety of consumer protection issues including, but not limited to, data and AI.)...more