Allison Funk

Goodwin

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2023 Year in Review: Market Overview - Lessons from 2023, Emerging Issues for 2024

Welcome to the Market Overview chapter of our annual report Consumer Financial Services 2023 Year in Review. For the consumer finance industry, 2023 was all about the Consumer Financial Protection Bureau (CFPB or Bureau)....more

2/19/2024  /  Constitutional Challenges , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Consumer Lenders , Federal Trade Commission (FTC) , Financial Institutions , Financial Regulatory Reform , Financial Services Industry , Lenders , Proposed Rules

Supreme Court Hears Oral Argument on the Constitutionality of the Funding of the CFPB

The Supreme Court heard oral arguments on October 3, 2023 in Consumer Financial Protection Bureau v. Community Financial Services Association of America, Ltd. The issue before  the Court is whether the CFPB’s funding...more

10/23/2023  /  Constitutional Challenges , Consumer Financial Protection Bureau (CFPB) , Dodd-Frank , Federal Reserve , Funding , Oral Argument , Payday Loans , SCOTUS

House Financial Committee Introduces CFPB Reform Bill In Response To Recent Court Decisions

Last fall, the United States Court of Appeals for the Fifth Circuit found that the CFPB’s independent funding through the Federal Reserve was in violation of the Appropriations Clause and the underlying separation of powers...more

4/28/2023  /  Congressional Committees , Constitutional Challenges , Consumer Financial Protection Bureau (CFPB) , Funding , Non-Delegation Doctrine , Proposed Legislation , Separation of Powers
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