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Supreme Court Resolves Circuit Split ‎and Decides CFPB's Funding Structure Is Constitutional

On May 16, 2024, the U.S. Supreme Court resolved the Circuit Split discussed in our prior QuickStudy and ruled in a 7-2 decision that the Consumer Financial Protection Bureau’s (“CFPB”) funding structure does not violate the...more

Second Circuit Decides CFPB Funding ‎Structure Is Constitutional, Setting up Circuit Split for ‎Supreme ‎Court

On March 23, 2023 a three-judge panel of the U.S. Court of Appeals for the Second Circuit unanimously ruled in Consumer Financial Protection Bureau v. Law Offices of Crystal Moroney, P.C. (“Moroney”) that the CFPB’s funding...more

The State of New York Courts During COVID-19, Revisited

As described in Locke Lord’s previous QuickStudies, New York’s state and federal courts quickly transformed their procedures and operations as a result of the onset of the COVID-19 pandemic. Now, as more residents across New...more

Ready or Not, Here it Comes: Litigation and Enforcement Issues Under The California ‎Privacy Rights Act

The passage of the California Privacy Rights Act (“CPRA”) on November 3, 2020 will result in ‎increased litigation and enforcement actions for companies doing business in California. Indeed, ‎only months after the California...more

The State of New York Courts During COVID-19, Continued (June 2, 2020)

Since the beginning of the COVID-19 pandemic, there have been countless changes to procedures and operations in New York’s state and federal courts. As New York’s law and courts continue evolving to keep pace with the...more

The State of New York Courts During COVID-19, Continued (May 12, 2020)

Since the beginning of the COVID-19 pandemic, there have been countless changes to procedures and operations in New York’s state and federal courts. As New York’s law and courts continue evolving to keep pace with the...more

The State of New York Courts During COVID-19, Continued

Since Locke Lord’s April 14 QuickStudy outlining changes to procedures and operations in New York’s state and federal courts in light of COVID-19, courts in the state have continued to implement changes to evolve in light of...more

The State of New York Courts During COVID-19

New York unfortunately continues to remain the epicenter of the COVID-19 pandemic. It is also arguably the epicenter of commercial litigation in the United States, with a significant number of commercial contracts choosing...more

OCC Announces it Will Begin Accepting FinTech Charter Applications

On July 31, 2018, the Office of the Comptroller of the Currency (the “OCC”) announced that it would begin accepting applications for special-purpose national bank charters from certain FinTech companies – including those that...more

New Kid in the Sandbox: Bureau of Consumer Financial Protection to create FinTech “Regulatory Sandbox” for cryptocurrencies and...

On July 18, 2018, the Bureau of Consumer Financial Protection (the “Bureau”) ( announced the appointment of the head of its newly-created Office of Innovation,1 which will have as its first order of business the creation of a...more

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