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K.C. Hopps Holds That Juries—Not Judges—Should Decide if Coronavirus Causes Physical Loss or Damage

The presence of virus on the premises that renders the property unsafe can cause physical loss or damage and trigger property coverage without any distinct, demonstrable physical alteration. Juries, not judges, get to...more

COVID-19 Business Interruption Losses: Time is of the Essence to Pursue Coverage

“Service of Suit” limitation period to file is less than a month away - Many insurance policies have various limitation periods and exclusions built into them. One such limitation period is known as a “service of suit”...more

Studio 417 Finds Potential Coverage for COVID-19 Losses Under the “Plain and Ordinary Meaning” of “Physical Loss or Physical...

As the COVID-19 public health crisis continues to surge globally, the insurance industry has largely closed ranks behind the position that, with few exceptions, commercial property policies are “not designed” to cover...more

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