So much has been written in recent weeks about the battle between PHH Corporation and the Consumer Financial Protection Bureau in the U.S. Court of Appeals for the D.C. Circuit. The panel heard oral argument on April 12,...more
5/21/2016
/ Administrative Appeals ,
Administrative Law Judge (ALJ) ,
Appeals ,
Consumer Financial Protection Bureau (CFPB) ,
Corporate Counsel ,
Disgorgement ,
Enforcement Actions ,
Kickbacks ,
Mortgage Insurance ,
Referral Fees ,
RESPA ,
Safe Harbors ,
Separation of Powers ,
Statute of Limitations
The effective date for implementation of the “TILA-RESPA Integrated Disclosure” rule, or “TRID” for short, is just around the corner – October 3rd. Originally the effective date was August 1st but that date was extended by...more
9/28/2015
/ Closing Documents ,
Consumer Financial Protection Bureau (CFPB) ,
Disclosure Requirements ,
HUD ,
Mortgage Escrow Account ,
Mortgage Rules ,
Mortgages ,
Regulation X ,
Regulation Z ,
RESPA ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA)
Armed with some background on what the Consumer Financial Protection Bureau (“CFPB”) is and does (from my 11-11-14 blog entry), let’s dive directly into the issue of rules. For starters, let’s look into the CFPB’s new rules...more