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Digital asset regulation in the UK: A quick guide for overseas entities

Numerous jurisdictions across the globe are developing their own cryptoasset regulatory frameworks—the UK is no exception. Cryptoasset businesses overseas looking to enter the UK market, or to offer services to customers in...more

UK FCA Annual Work Programme 2025/26 – what this means for digital assets and blockchain

On 8 April 2025, the Financial Conduct Authority (FCA) published their Annual Work Programme, detailing what the FCA intends to deliver in 2025/26—read on for our views on what this means for the digital assets space....more

The EUs Markets in Crypto-Assets MiCA Regulation a status update

The Markets in Crypto-Assets Regulation (Regulation (EU) 2023/1114) (henceforth “MiCA”), which entered into force in June 2023, seeks to establish a comprehensive regulatory framework for crypto-assets across the EU. However,...more

Bank of England outlines path to digital pound

On 14 January 2025, the Bank of England ("BoE") published a design note outlining its current thinking relating to the design of a digital pound (the "Design Note") and a progress update summarising the BoE’s work on...more

Comparative Guide: Regulating Staking

What is happening Many of the largest blockchain networks today are subject to a proof-of-stake (PoS) consensus mechanism, such as Ethereum, Solana, and Polygon, which are reliant on users participating in the activity of...more

Comparative Guide: DLT and Innovations in Wholesale Settlement in Central Bank Money (UK)

In our previous Comparative Guide, we explored innovations in private forms of digital money and money-like instruments available to retail customers, including fiatreferencing stablecoins, e-money and tokenised deposits. As...more

UK – New statutory instrument on cryptoasset staking

On 9 January 2025, the widely anticipated Statutory Instrument exempting cryptoasset staking from the meaning of “collective investment schemes” as defined under the Financial Services and Markets Act 2000 (FSMA 2000) was...more

UK cryptoasset regulation: FCA seeks feedback on admissions & disclosures, and market abuse regime

On 16 December 2024, the FCA published a discussion paper (DP24/4) (the “Discussion Paper”) on admissions and disclosures and market abuse regimes for cryptoassets. This is part of a series of publications by the FCA (and the...more

UK embraces DLT and tokenisation: direction of travel - Redefining the frontiers of financial system efficiency

This articles provides some insights on the direction of travel in the UK in relation to distributed ledger technology (DLT) and digital assets, in light of recent legislative and policy developments that signal the UK’s...more

FCA publishes plans for developing cryptoasset rules in the UK

On 26 November 2024, the FCA published a number of communications relating to its approach to developing the future cryptoassets regime for the UK, including a roadmap for the development and introduction of the UK’s...more

UK FCA on cryptoasset financial promotions and fiat-to-crypto on/off ramp services

The FCA has published its expectations on registered or regulated firms partnering with unregistered cryptoasset firms, which may be illegally promoting to UK consumers....more

UK embraces DLT and tokenisation: direction of travel

This articles provides some insights on the direction of travel in the UK in relation to distributed ledger technology (DLT) and digital assets, in light of recent legislative and policy developments that signal the UK’s...more

UK Mansion House speech and the National Payments Vision - what this means for digital assets and tokenization

The Chancellor of the Exchequer’s Mansion House speech on 14 November 2024 and the National Payments Vision—published on the same day—set out key policy initiatives regarding the future of the UK financial services sector....more

Implementation of the Markets in Crypto-assets Regulation (MiCAR): A Jurisdictional Comparison

With the Markets in Crypto-Assets Regulation (MiCAR) (Regulation (EU) 2023/1114) becoming fully applicable by the end of this year, crypto-asset service providers seeking to offer their services across the EU need to consider...more

Applications now open for the UK Digital Securities Sandbox (DSS)

On 30 September 2024, the Bank of England (the “Bank”) and the Financial Conduct Authority (the “FCA”) announced that the Digital Securities Sandbox (the “DSS”) is now open for applications. The Bank and the FCA have also...more

Bank of England publishes discussion paper on innovations in money and payments

On 30 July 2024, the Bank of England (BoE) published a discussion paper setting out its approach to innovations in money and payments (Discussion Paper). In the Discussion Paper, the BoE sets out its current view on...more

Final report on DORA subcontracting RTS published

On 26 July 2024, the three European Supervisory Authorities (EBA, EIOPA and ESMA) published the final report on the draft Regulatory Technical Standards relating to subcontracting ICT services supporting critical or important...more

UK: King’s Speech 2024: Key takeaways for financial services

On 17 July 2024, the King’s Speech and associated background briefing notes were presented and published. These contain a summary of the new government’s plans, including a number of proposed bills which could be of...more

UK Election - what does this mean for digital asset regulation?

The Hogan Lovells Digital Assets and Blockchain practice comments on the implications of the recent general election and change in government for digital asset regulation in the UK....more

Tokenized Deposits, Stablecoins and E-money: A Comparative Guide for the UK

From the use of metal coins to the dematerialization of money, the advent of distributed ledger technology (DLT) and tokenisation arguably represents the next stage in the evolution of money and the payments ecosystem. As...more

Key Takeaways from the BIS Innovation Summit 2024

The BIS Innovation Summit 2024, which took place over 6-8 May 2024, was in turns both an inspiring and surprising event. This article sets out a summary of the key takeaways from the summit....more

An update on a UK CBDC: Bank of England and HM Treasury respond to consultation

On 25 January 2024, the Bank of England and the UK Government (through HM Treasury) published a response to the consultation (the “Consultation Response”) that was launched last year on a UK retail central bank digital...more

EU: ESMA consults on ‘reverse solicitation’ and classification of cryptoassets under MiCA

On 29 January 2024, the European Securities and Markets Authority (“ESMA”) published two Consultation Papers seeking comments on draft guidelines under the Markets in Crypto Assets Regulation—one on the “reverse solicitation...more

UK regulator addresses deposit-takers on innovations in deposits, e-money and stablecoins

On 6 November 2023, the Prudential Regulation Authority (PRA) published a Dear CEO Letter addressed to deposit-taking entities (e.g. banks) in relation to innovations in deposits, e-money and stablecoins. The Dear CEO Letter...more

Bank of England discussion paper on regulatory regime for systemic payment systems using stablecoins

As mentioned in HM Treasury’s October 2023 policy update on plans for regulating stablecoins, the Bank of England (Bank) has published a discussion paper providing more details on its proposed regulatory regime for systemic...more

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