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Venable LLP

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California DFPI Issues Proposed Rulemaking on the Debt Collection Licensing Act

The California Department of Financial Protection and Innovation (DFPI) recently issued an invitation for comments on a proposed second rulemaking to implement aspects of California's Debt Collection Licensing Act (DCLA)...more

7/28/2022  /  Attorney Debt Collectors , Creditors , Debt Collection , Debt Collectors , Department of Financial Protection and Innovation (DFPI) , Financial Services Industry , Licensing Rules , Notice of Proposed Rulemaking (NOPR)

CFPB Warns Debt Collectors of Illegal Pay-to-Pay Fees

The Consumer Finance Protection Bureau ("CFPB") issued an advisory opinion warning debt collectors that they may be collecting illegal fees from consumer-borrowers. Specifically, the Bureau has interpreted Section 808(1) of...more

7/6/2022  /  Advisory Opinions , Consumer Financial Protection Act (CFPA) , Consumer Financial Protection Bureau (CFPB) , Convenience Fees , Debt Collectors , FDCPA , Fees , Illegal Fees
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