The Federal Communications Commission (FCC or Commission) has announced comment deadlines for a Notice of Proposed Rulemaking and Notice of Inquiry (NPRM and NOI) released in early August that, among other things, proposes...more
9/16/2024
/ Artificial Intelligence ,
Auto-Dialed Calls ,
Biden Administration ,
Call Blocking ,
Consent ,
Consumer Privacy Rights ,
Disclosure Requirements ,
FCC ,
Notice of Inquiry ,
NPRM ,
Robocalling ,
TCPA ,
Telecommunications ,
Text Messages
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
9/5/2024
/ Amicus Briefs ,
CAN-SPAM Act ,
Class Action ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Data Security ,
Deceptively Misdescriptive ,
Department of Justice (DOJ) ,
Federal Trade Commission (FTC) ,
Florida ,
FTC Act ,
Gambling ,
Home Health Agencies ,
Homeowners Protection Act ,
Mortgage Servicers ,
Online Platforms ,
Unfair or Deceptive Trade Practices ,
Video Games
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
8/21/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Credit Rating Agencies ,
Deceptively Misdescriptive ,
Department of Justice (DOJ) ,
Fake Reviews ,
False Advertising ,
FDIC ,
Federal Trade Commission (FTC) ,
Fees ,
FTC Act ,
Influencers ,
Misleading Impressions ,
Misrepresentation ,
Social Media ,
Solar Energy ,
Sweepstakes ,
TCPA ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/31/2024
/ Artificial Intelligence ,
Buy Now Pay Later (BNPL) ,
Cannabis Products ,
Cease and Desist Orders ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt-Relief Industry ,
Department of Justice (DOJ) ,
Earned Wage Access ,
European Commission ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Food and Drug Administration (FDA) ,
FTC Act ,
Joint Statements ,
Medical Debt ,
Payment Processors ,
Regulation Z ,
Rent-to-Own Companies ,
Student Loans ,
THC ,
Truth in Lending Act (TILA)
On July 25, 2024, the Federal Communications Commission (FCC or Commission) released a Notice of Proposed Rulemaking (NPRM) that proposes rules to require all radio and television broadcast stations that air political ads to...more
On July 17, 2024, the Federal Communications Commission (FCC or Commission) released a draft Notice of Proposed Rulemaking (draft NPRM) that would, among other things, propose new rules to regulate AI-generated calls and...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/18/2024
/ Advertising ,
Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Credit Reports ,
EFTA ,
Federal Trade Commission (FTC) ,
FTC Act ,
ICPEN ,
Magnuson-Moss Act ,
Medical Debt ,
Misleading Impressions ,
Mobile Apps ,
Online Safety for Children ,
Right to Repair ,
ROSCA ,
Social Media ,
Truth in Lending Act (TILA) ,
Used Car Rule ,
Warranties ,
Websites
Data privacy-related lawsuits have skyrocketed in recent years. Federal courts saw over 900 data privacy dockets in 2020 – but witnessed a surge to 1,767 dockets in 2023. At the halfway point in 2024, federal court data...more
7/10/2024
/ Biometric Information ,
Biometric Information Privacy Act ,
CIPA ,
Corporate Counsel ,
Cybersecurity ,
Data Collection ,
Data Privacy ,
Data Protection ,
Data Security ,
Healthcare ,
Invasion of Privacy ,
Popular ,
Public Policy ,
Statutory Interpretation ,
Third-Party ,
Web Tracking ,
Websites
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/3/2024
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Department of Justice (DOJ) ,
Dodd-Frank ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
FTC Act ,
HMDA ,
SCOTUS ,
Small Business ,
TikTok ,
Truth in Lending Act (TILA)
In a broadside to in-house agency adjudications, the U.S. Supreme Court affirmed the constitutional right to a jury trial for defendants in Securities and Exchange Commission (SEC) enforcement proceedings seeking civil...more
7/3/2024
/ Administrative Authority ,
Administrative Law Judge (ALJ) ,
Administrative Proceedings ,
Civil Monetary Penalty ,
Constitutional Challenges ,
Consumer Financial Protection Bureau (CFPB) ,
Enforcement Actions ,
Jury Trial ,
Loper Bright Enterprises v Raimondo ,
SCOTUS ,
SEC v Jarkesy ,
Securities and Exchange Commission (SEC) ,
Securities Fraud ,
Securities Regulation ,
Seventh Amendment
In this episode of the Wiley Connected podcast, hosts Duane Pozza and Kat Scott, partners in Wiley's Privacy, Cyber, and Data Governance practice, discuss the implications of new comprehensive privacy laws in Oregon and Texas...more
With new comprehensive privacy laws in Texas and Oregon going into effect on Monday, July 1, we invited enforcers from the Texas and Oregon Attorneys General Offices – Tyler Bridegan and Kristen Hilton – to join our Wiley...more
7/1/2024
/ Collaboration ,
Consumer Privacy Rights ,
Corporate Counsel ,
Data Privacy ,
Documentation ,
Enforcement ,
GLBA Privacy ,
Oregon ,
Risk Assessment ,
Risk Management ,
State Privacy Laws ,
Texas
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
6/19/2024
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Department of Health and Human Services (HHS) ,
Department of Justice (DOJ) ,
Department of Veterans Affairs ,
FBI ,
Federal Trade Commission (FTC) ,
Medical Debt ,
Personal Data ,
Scams ,
Social Security Administration (SSA) ,
Truth in Lending Act (TILA)
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
6/5/2024
/ Acquisitions ,
Agricultural Sector ,
CFPB v Community Financial Services Association of America ,
Competition ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Act ,
Department of Justice (DOJ) ,
Dodd-Frank ,
EFTA ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Healthcare ,
Pharmaceutical Industry ,
Scams ,
SCOTUS ,
SNPRM ,
Student Loans ,
Truth in Lending Act (TILA)
On May 28, 2024, Colorado became the fifth state to adopt a “right to repair” law, with Governor Jared Polis signing HB 1121, the “Consumer Right to Repair Digital Electronic Equipment” bill. Colorado now joins California,...more
On May 22, 2024, Federal Communications Commission (FCC or Commission) Chairwoman Jessica Rosenworcel announced that she had circulated a draft notice of proposed rulemaking (NPRM) to her colleagues on the use of artificial...more
On May 17, 2024, Colorado Governor Jared Polis signed into law SB24-205 — Consumer Protections for Artificial Intelligence (Colorado AI Act) — making Colorado as the first state to adopt broad artificial intelligence (AI)...more
5/21/2024
/ Anti-Discrimination Policies ,
Artificial Intelligence ,
Automated Decision Systems (ADS) ,
Bias ,
Colorado ,
Consumer Privacy Rights ,
Disclosure ,
Documentation ,
Public Disclosure ,
Risk Management ,
Software Developers ,
State Attorneys General
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
5/15/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Credit Cards ,
Department of Justice (DOJ) ,
Digital Marketplace ,
Federal Trade Commission (FTC) ,
Financing ,
Fraudulent Marketing ,
FTC Act ,
Health Savings Accounts ,
Healthcare ,
Memorandum of Understanding ,
Non-Compete Agreements ,
Payment Processors ,
Telemarketing Sales Rule
On April 24, 2024, President Biden signed into law H.R. 815, which includes the Protecting Americans’ Data from Foreign Adversaries Act of 2024 (PADFA or the Act), a significant restriction on foreign data sales by U.S....more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
5/1/2024
/ Breach Notification Rule ,
CEOs ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Breach ,
Deceptive Intent ,
Federal Register ,
Federal Trade Commission (FTC) ,
FTC Act ,
GLBA Privacy ,
Marketing ,
Misrepresentation ,
Mortgage Lenders ,
Mortgage Servicers ,
Non-Bank Lenders ,
Non-Compete Agreements ,
ROSCA ,
Student Loans ,
Telehealth
WHAT HAPPENED: On Tuesday, April 23, 2024, the Federal Trade Commission (FTC) issued the Non-Compete Clause Rule (the “final rule” or the “rule”), which effectively bans the use and enforcement of non-compete agreements with...more
At the end of March, the National Telecommunications and Information Administration (NTIA) issued its long-awaited AI Accountability Policy Report (Report), which provides federal policy recommendations regarding...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/17/2024
/ Advertising ,
Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Deep Fake ,
E-Cigarettes ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Fraud and Abuse ,
Hidden Fees ,
Human Trafficking ,
Identity Theft ,
NPRM ,
Online Gaming ,
Proposed Rules ,
Video Games ,
Virtual Currency
On March 13, 2024, the Utah governor signed the Artificial Intelligence Policy Act (the Utah AI Act) into law. This new law—which will directly regulate the private sector’s use of generative AI by imposing disclosure...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/3/2024
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
COPPA ,
Cross-Border Transactions ,
Federal Trade Commission (FTC) ,
Fraud ,
Health Insurance Portability and Accountability Act (HIPAA) ,
International Competition Network ,
Misrepresentation ,
NIST ,
Parental Consent ,
Paycheck Protection Program (PPP) ,
Scams ,
Telemarketing Sales Rule