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FHFA Again Extends Foreclosure and REO Eviction Moratoriums and COVID-19 Forbearance Period

On February 25, 2021, the Federal Housing Finance Agency (FHFA) announced an extension of the moratoriums on Freddie Mac and Fannie Mae single-family loan foreclosures and real estate owned (REO) evictions until June 30,...more

President Biden Extends COVID-19 Forbearance Period for FHA, USDA, and VA Loans

On February 16, 2021, President Biden announced an extension of the foreclosure moratorium and the availability of forbearance relief for Federal Housing Administration (FHA), U.S. Department of Agriculture (USDA), and U.S....more

CFPB and CSBS Provide Additional Guidance Regarding CARES Act Mortgage Forbearance

The Consumer Financial Protection Bureau and the Conference State Bank Supervisors issued joint guidance to mortgage servicers clarifying the forbearance provision of the Coronavirus Aid, Relief and Economic Security (CARES)...more

Mortgage Servicing: Joint Statement on the CARES Act and COVID-19

Updated on April 28, 2020 - On April 3, the Federal Reserve, OCC, FDIC, CFPB, NCUA, and the Conference of State Bank Supervisors (Agencies) issued a joint statement intended to provide flexibility to mortgage servicers who...more

FHFA Limits Mortgage Servicer Forbearance Advances to Four Months

On April 21 the Federal Housing Finance Agency (FHFA) announced a new policy for servicer obligations towards Fannie Mae and Freddie Mac loans in forbearance. Under the new policy, servicers are only required to advance four...more

Summary of Key Consumer Finance Provisions in the CARES Act

On March 27, President Trump signed the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act), legislation intended to help Americans and businesses survive the ongoing public health and economic crisis due to...more

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