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UK Pensions newsletter - October 2022

Welcome to Hogan Lovells UK pension team's October 2022 newsletter.  The past fortnight has demonstrated how pension schemes can be significantly impacted by unexpected turmoil in financial markets.  ...more

UK Pensions newsletter - July 2022

Welcome to Hogan Lovells UK pension team’s July 2022 newsletter. An unusual case in the Employment Tribunal has raised the potential for claims for age discrimination in respect of service before 1 December 2006 (when age...more

UK Pensions newsletter - April 2022

Welcome to Hogan Lovells UK pension team’s April 2022 newsletter, covering highlights from the previous month. Contents GMP equalisation update Encouraging DC schemes to invest in illiquid assets Notifiable events update ...more

Anti-money laundering and pension trustees: which trust must register with HMRC by 1 September 2022?

Pension scheme (and other) trustees must register certain trusts with HMRC by 1 September 2022, following the implementation in the UK of the Fifth Money Laundering Directive (5MLD). While the new requirements do not apply to...more

UK Pensions Newsletter

Welcome to Hogan Lovells pensions UK team's March 2022 newsletter, covering highlights from the previous month. Contents Our recent pensions and ESG webinar Ukraine: Pensions Regulator guidance Pension dashboards: action...more

Pensions: new notifiable events – what corporates (and their lenders) should know

A requirement to tell the Pensions Regulator (tPR) about certain events (“notifiable events”) has long been part of tPR’s armoury in its ongoing campaign to strengthen funding of defined benefit (DB) pension schemes....more

The Pensions Regulator's new powers: what lenders need to know

The Act introduces two new offences – conduct risking accrued DB benefits and avoidance of employer debt, as explained below. Each offence is punishable by up to seven years' imprisonment and / or an unlimited fine. There are...more

New offences and powers for the Pensions Regulator: what employers and trustees should know – update

The passage of the Pension Schemes Act 2021 (the Act) into the statute books has received press coverage far beyond the usual pension industry commentary. New criminal offences and civil penalties, plus increased powers for...more

New criminal offences and unlimited fines: what employers need to know about the Pensions Regulator's new powers (UPDATED)

After the Carillion and BHS debacles, the Pensions Regulator (tPR) announced it was going to be “clearer, quicker and tougher”. The new Pension Schemes Act 2021 (the Act), which received Royal Assent on 11 February 2021,...more

New criminal offences and unlimited fines: what employers need to know about the Pensions Regulator's new powers (Updated February...

After the Carillion and BHS debacles, the Pensions Regulator (tPR) announced it was going to be "clearer, quicker and tougher". The new Pension Schemes Act 2021 (the Act), which received Royal Assent on 11 February 2021,...more

Increasing normal minimum pension age to 57: consultation

HM Treasury and HMRC are consulting on the implementation of the increase to normal minimum pension age (NMPA) from 55 to 57 from 2028.  The consultation chiefly addresses how individuals with a right to early retirement...more

Equalisation of Guaranteed Minimum Pensions (GMPs): What About Transfers Out?

A further judgment from the High Court has clarified what pension schemes must do in relation to previous transfers out after 17 May 1990 (the date of the Barber decision) where the transferring member had a right to a...more

LIBOR changes: what pension trustees should know

Significant changes are taking place to certain inter-bank offered rates (IBORs) commonly used as interest rates in derivatives and other financial contracts. In the UK, LIBOR (the London inter-bank offered rate) is expected...more

Climate change and pension investment: what should trustees be considering?

The DWP is consulting on measures to ensure that trustees of large occupational pension schemes focus on the impact of climate change on their investments and (for defined benefit schemes) the employer covenant. The...more

Pension Scheme Investment: Overview of the 2019/2020 Changes

Pension scheme investment and governance have been occupying policymakers and regulators both in the UK and in Europe. Pension trustees are faced with a challenging array of new requirements, recommendations, statements of...more

DB pension Superfunds are go!

The Pensions Regulator has issued guidance for supervising the commercial consolidation of defined benefit (DB) pension schemes into Superfunds. ...more

Pension aspects of the Coronavirus Job Retention Scheme: what employers and trustees should know

The government's Coronavirus Job Retention Scheme (CJRS) has thrown a lifeline to many employers and to their employees who might otherwise have lost their jobs in the current Covid-19 crisis. For employers taking advantage...more

tPR guidance for employers: auto-enrolment and pension contributions

The Pensions Regulator has published guidance on how it expects pension contributions to be paid during the current pandemic and, in particular, in respect of employees on furloughed leave. ...more

Coronavirus: Actions For Pension Trustees

The COVID19 crisis has changed the landscape for pension scheme trustees. This note discusses the potential impacts and actions trustees should consider taking in relation to the following areas. ...more

PPF Contingent Assets: Coronavirus Update

The Pension Protection Fund (PPF) has issued a helpful statement concerning the practicalities of certifying contingent assets in the current, highly-unusual, circumstances....more

Pension Protection Fund contingent assets: Coronavirus update

The Pension Protection Fund (PPF) has today issued a helpful statement concerning the practicalities of certifying contingent assets in the current, highly-unusual, circumstances....more

New offences, penalties and powers for the Pensions Regulator: what employers and trustees should know

As expected, following the general election the new government has reintroduced the Pension Schemes Bill and is taking forward changes consulted on in 2018. The Bill will significantly increase the Pension Regulator's powers...more

New criminal offences and unlimited fines: what employers need to know about the Pensions Regulator's new powers

After the Carillion and BHS debacles, the Pensions Regulator (tPR) announced it was going to be "clearer, quicker and tougher". The new Pension Schemes Bill (the Bill) currently going through Parliament will give tPR...more

The Pension Regulator's new approach – What should employers expect?

After the BHS debacle, the Pensions Regulator (TPR) announced it was adopting a "clearer, quicker and tougher approach". But what does that mean in practice for the sponsors of UK defined benefit (DB) schemes? ...more

GMP equalisation through conversion

- Most defined benefit (DB) pension schemes in the UK are affected by the High Court decision in October last year that schemes must equalise for the unequal effect of guaranteed minimum pensions (GMPs) on men and women. -...more

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