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Pension Alert - November 2018

Hogan Lovells pension group is delighted to send you our November e-newsletter. Featured are points to note regarding PPF contingent assets, new regulations related to IORP II and GMP equalisation. ...more

Reducing your Pension Protection Fund (PPF) levy for 2019/20

2019/20 is the second year of the Pension Protection Fund (PPF)'s third levy "triennium" under the new levy framework. ...more

Equalising for the effects of GMPs - Briefing for pension schemes following the Lloyds Bank case

In a landmark decision which will impact most defined benefit (DB) pension schemes in the UK, the High Court held on 26 October 2018 that pension schemes must equalise for the effect of guaranteed minimum pensions (GMPs)...more

GMP action list for pension schemes: November 2018

In a landmark decision which will impact most defined benefit (DB) pension schemes, the High Court held on 26 October 2018 that pension schemes must equalise for the effect of guaranteed minimum pensions (GMPs) providing...more

Pension transfers and scams: what should trustees do?

Pension scammers are becoming ever more sophisticated in their methods of parting scheme members from their pension funds, learning how to stay (just) on the right side of the law and to avoid breaching requirements of...more

IORP II: What Does It Mean For Uk Pensions?

The new directive on occupational pension schemes (IORP II) must be implemented in national law by mid-January 2019. UK pension schemes are already subject to most of the requirements under existing UK legislation. However,...more

Pension issues on corporate transactions

Pension issues in corporate transactions can be complex when a defined benefit (final salary) scheme is involved. Factors to consider include - - risks of action by the Pensions Regulator; - penal fines and criminal...more

The General Data Protection Regulation (GDPR): action plan for pension scheme trustees - (revised March 2018)

The European General Data Protection Regulation (GDPR) will apply directly in the UK from 25 May 2018, and will make some fundamental changes to the current requirements surrounding data protection. Key areas of change...more

Pension Alert - February 2018

Featured is a reminder regading action needed on legacy protected rights rules and new briefings on New offences under the Criminal Finances Act 2017; Reducing your PPF levy; VAT and pension schemes; and an updated briefing...more

New offences under the Criminal Finances Act 2017: are corporate pension trustees at risk?

The Criminal Finances Act 2017 creates two new offences concerning tax evasion, potentially relevant to pension scheme corporate trustees (but not individual trustees). Corporate pension trustees should consider whether they...more

Reducing your Pension Protection Fund (PPF) levy for 2018/19

2018/19 is the first year of the Pension Protection Fund (PPF)'s third levy "triennium" under the new levy framework. Trustees who wish to reduce their pension scheme's risk-based levy by taking account of contingent...more

Pension schemes and VAT: where are we now?

HMRC has confirmed that existing arrangements enabling employers to reclaim VAT in respect of pension scheme administration costs borne by scheme trustees may continue. ...more

New anti-money laundering regulations: action for pension scheme trustees - Updated December 2017

Pension scheme trustees should be aware of requirements under new money laundering regulations to record information and, in some cases, to give the information to third parties and to register the information with HMRC. ...more

The Pension Regulator: online materials for trustees of occupational pension schemes

The Pensions Regulator (tPR) has issued a multitude of codes of practice, guidance notes and other documents to assist pension scheme trustees to understand and better perform their role. However, knowing what help is...more

New anti-money laundering regulations: action for pension scheme trustees

Pension scheme trustees should be aware of requirements under new money laundering regulations to record information and, in some cases, to give the information to third parties and to register the information with...more

Transfers to overseas schemes – new rules

The March 2017 Budget detailed several measures in relation to overseas pension schemes. These reforms, contained in the Finance Act 2017, aim to permit tax free transfers where people have a genuine reason to move their...more

The General Data Protection Regulation (GDPR): action plan for pension scheme trustees

The European General Data Protection Regulation (GDPR) will apply directly in the UK from 25 May 2018, and will make some fundamental changes to the current requirements surrounding data protection. Key areas of change...more

Personal data security for pension scheme trustees

Cybersecurity and protection of personal data are increasingly to the forefront of concerns for pension trustees. The European General Data Protection Regulation (GDPR), applicable in the UK from 2018, will impose additional...more

Authorisation of master trusts - Problems ahead for non-associated multi-employer (NAME) schemes?

The Pensions Schemes Act 2017 was passed on 27 April 2017 and, as expected, makes provision for the authorisation of master trusts. Many details of the new requirements and procedures will be set out in regulations. The...more

The new pensions advice allowance: implications for trustees

As announced in the 2016 Autumn Statement, pension schemes may (but will not be required to) allow members to withdraw up to £500 from their defined contribution (DC) pension pots to pay for financial advice about retirement....more

Charges and governance requirements for Defined Contribution pensions

This note sets out the areas in which restrictions on charges and governance requirements apply to trustees or managers of occupational money purchase schemes. These requirements have been introduced over the last two years...more

Reducing your Pension Protection Fund (PPF) levy for 2017/18

2017/18 is the third year in the Pension Protection Fund (PPF)'s levy "triennium" under the new levy framework. Trustees who wish to reduce their pension scheme's risk-based levy by taking account of contingent assets or...more

Authorisation of master trusts: problems ahead for non-associated multi-employer (NAME) schemes?

New legislation will cause master trusts to be subject to a detailed authorisation process and ongoing scrutiny by the Pensions Regulator. As currently drafted, the new provisions will catch non-associated multiemployer...more

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