On June 4, 2024, the Consumer Financial Protection Bureau (CFPB) issued a Circular warning companies that the inclusion of “unlawful” or “unenforceable” terms in a form contract constitutes a deceptive act or practice in...more
On April 24, 2024, the Consumer Financial Protection Bureau (CFPB) released the latest edition of its Supervisory Highlights, this time targeting so-called “junk fees” in the mortgage servicing industry. According to the...more
Ohio-
Enforceability of Arbitration Agreement-
Bryan Costin v. Midwest Vision Partners LLC., 8th Dist. Cuyahoga No. 112651, 2024-Ohio-463.
The Eighth District Court of Appeals recently affirmed the trial court’s ruling...more
2/19/2024
/ Arbitration Agreements ,
Breach of Contract ,
Commercial Litigation ,
Consumer Protection Laws ,
CSPA ,
Damages ,
Debt ,
Employment Contract ,
Enforceability ,
Foreclosure ,
Motion to Compel ,
Oral Contracts ,
Pre-Employment Agreements ,
Promissory Notes ,
Statute of Frauds ,
Statute of Limitations ,
Tortious Interference ,
Unfair or Deceptive Trade Practices ,
Unjust Enrichment
Intrusion Upon Seclusion-
Feasby v. Logan, 3rd Appellate District Paulding County (Ohio Ct. App. 2023)-
In this appeal, the Third Appellate District reversed the trial court’s decision to grant judgment on the pleadings...more
12/29/2023
/ American Arbitration Association ,
Arbitration Agreements ,
Breach of Contract ,
Corporate Veil ,
Emotional Distress Damages ,
Exploitation ,
FDUTPA ,
Federal Arbitration Act ,
Invasion of Privacy ,
Liquidated Damages ,
Reversal ,
Shareholders ,
Unfair or Deceptive Trade Practices
Hanneman Family Funeral Home & Crematorium v. Orians, Slip. Op. 2023-Ohio-3687.
In this discretionary appeal, the Ohio Supreme Court clarified what constitutes a trade secret under Ohio’s Uniform Trade Secrets Act and...more
10/20/2023
/ Americans with Disabilities Act (ADA) ,
Avoidance ,
CSPA ,
Foreclosure ,
Former Employee ,
Health Insurance ,
HUD ,
OH Supreme Court ,
Title I ,
Tort Claims Act ,
Trade Secrets ,
Unfair or Deceptive Trade Practices
Anyone who has financed the purchase of a good or service, had a bank account, bought a car, or purchased sporting event tickets has almost assuredly encountered what the Biden Administration and various regulatory agencies...more
7/20/2023
/ Automotive Industry ,
Biden Administration ,
CARD Act ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Excessive Fees ,
FDCPA ,
Federal Trade Commission (FTC) ,
Fees ,
Financial Services Industry ,
Hidden Fees ,
Popular ,
Unfair or Deceptive Trade Practices
Continuing its aggressive push of investigating and regulating so-called junk fees charged by banks and financial companies, the Consumer Financial Protection Bureau (CFPB) recently issued a special edition of its Supervisory...more
Ohio-
Tortious Interference with Business Relations Emanuel’s LLC v. Restore Marietta, 4th Dist. Washington No. 2023-Ohio-147.
In this appeal, the Fourth Appellate District affirmed the trial court’s decision to grant...more
2/6/2023
/ Asset Freeze ,
Breach of Contract ,
Commercial Real Estate Contracts ,
Consumer Sales Practices Act ,
Discovery ,
Established Business Relationship ,
Federal Trade Commission (FTC) ,
Irreparable Harm ,
Pooling Agreement ,
PSA ,
Residential Real Estate Contracts ,
Service Contracts ,
Tortious Interference ,
Unfair or Deceptive Trade Practices
Ohio-
Liquidated Damages-
Pacetti’s Apothecary v. Rebound Bracing & Pain Sol. Inc., 2d Dist. Greene, No. 2023-Ohio-93.
In this appeal, the Second Appellate District affirmed the trial court’s decision finding that a late...more
1/23/2023
/ Breach of Contract ,
Commercial Litigation ,
Contract Terms ,
FACTA ,
FDUTPA ,
Foreclosure ,
Injury-in-Fact ,
Liquidated Damages ,
Misrepresentation ,
Performance Standards ,
Prevailing Party ,
Promissory Notes ,
Successor Liability ,
Unfair or Deceptive Trade Practices
Ohio-
Uniform Trade Secrets Act Sal’s Heating & Cooling, Inc. v. Bers Acquisition Co., 8th Dist. Cuyahoga No. 110685, 2022-Ohio-1756-
In this appeal, the Eighth Appellate District affirmed the trial court’s decision,...more
6/13/2022
/ Adobe ,
AT&T ,
Attorney's Fees ,
Breach of Contract ,
Class Action ,
Credit Unions ,
De Facto Injury ,
Declaratory Relief ,
E-Signatures ,
Fiduciary Duty ,
Financial Institutions ,
Investment ,
Landlords ,
Leases ,
Misappropriation ,
OH Supreme Court ,
Overdraft Fees ,
Portfolio Companies ,
Rebuttable Presumptions ,
Res Judicata ,
Trade Secrets ,
Unfair or Deceptive Trade Practices ,
Uniform Trade Secrets Acts
Ohio-
Substantially compliant acknowledgment clause WWSD, LLC v. Woods, 10th Dist. Franklin No. 20AP-403, 2022-Ohio-952-
In this appeal, the Tenth Appellate District affirmed the trial court’s decision, agreeing that...more
4/7/2022
/ Arbitration ,
Attorney's Fees ,
CAFA ,
Deeds ,
Discovery ,
Fair Labor Standards Act (FLSA) ,
Florida ,
Grantors ,
Interpleaders ,
Leases ,
Liens ,
OH Supreme Court ,
Oil & Gas ,
Remand ,
Restaurant Industry ,
Service Charges ,
Sua Sponte ,
Tips ,
Trade Names ,
Unfair or Deceptive Trade Practices
With a new administration comes new priorities for federal agencies, and the Consumer Financial Protection Bureau (CFPB) is no different. During the Trump administration, the Bureau focused on “educating” consumers. Under...more
Loss Mitigation Review Under RESPA Hurst v. Caliber Home Loans, Inc., N.D.Ohio No. 5:19-cv-00315, 2021 U.S. Dist. LEXIS 51849 (Mar. 19, 2021)
In this matter, the Northern District of Ohio held that a loan servicer did...more
4/2/2021
/ Appellate Courts ,
Arbitration ,
Borrowers ,
CSPA ,
Dispute Resolution ,
Document Productions ,
Good Faith ,
Loss Mitigation ,
Misleading Statements ,
Motion to Compel ,
Oral Contracts ,
Required Documentation ,
RESPA ,
Terms and Conditions ,
Unfair or Deceptive Trade Practices ,
Unjust Enrichment
Deceptive Trade Practices Act-
Wooster Floral & Gifts, L.L.C. v. Green Thumb Floral & Garden Ctr., Inc., Slip Opinion No. 2020-Ohio-5614-
In this appeal, the Supreme Court of Ohio affirmed the lower court’s decision,...more
12/21/2020
/ Appellate Courts ,
Caveat Emptor ,
Mandatory Arbitration ,
Motion for Summary Judgment ,
OH Supreme Court ,
Regulation X ,
RESPA ,
Unfair or Deceptive Trade Practices ,
URLs ,
Waiver of Rights ,
Websites