A Jan. 13 decision out of the U.S. Court of Appeals for the Sixth Circuit is one more nail in the coffin of "silent cyber."
In Home Depot Inc. v. Steadfast Insurance Co., the federal appellate court agreed with the lower...more
4/11/2025
/ Appeals ,
Contract Terms ,
Cyber Attacks ,
Data Breach ,
Financial Institutions ,
Home Depot ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Policy Terms ,
Property Damage
In the last week of December 2022, the Ohio Supreme Court published a much-anticipated decision in the EMOI Services LLC v. Owners Insurance Co. case. The decision was bold, and the court made no attempt to limit its holding...more
1/12/2023
/ Bright-Line Rule ,
Cryptocurrency ,
Cybersecurity ,
Denial of Insurance Coverage ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Intangible Property ,
OH Supreme Court ,
Ransomware ,
Software
We are still in the relatively early stages of jurisprudence addressing the insurability of loss stemming from data breaches.
Compared to the more developed body of case law interpreting coverage provisions and exclusions...more
Along with seeking to analogize COVID-19 physical loss or damage to that in the fumes or contaminants context, policyholders are now also attempting to rely on cases discussing the bounds of physical loss or damage in the...more
11/5/2021
/ Business Interruption ,
Commercial Insurance Policies ,
Coronavirus/COVID-19 ,
Corporate Counsel ,
Data Breach ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Loss Coverage ,
Loss of Use ,
Property Damage ,
Property Insurance ,
Ransomware