Jasmine Banks

Cooley LLP

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CFPB Study Finds Consumers Pay More When Pricing Is Complex

On April 30, 2024, the Consumer Financial Protection Bureau (CFPB) published a report on a study investigating the effects of complex pricing structures and increased competition on consumer choices. The CFPB found that...more

5/7/2024 / Banking Sector , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Financial Services Industry

CFPB Issues Final Rule to Reduce Credit Card Late Fees to $8 for Large Credit Card Issuers

On March 5, 2024, the Consumer Financial Protection Bureau (CFPB) issued a final rule amending provisions in Regulation Z that govern credit card late fee charges. The final rule follows the March 2023 release of the proposed...more

3/8/2024 / CARD Act , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Debit and Credit Card Transactions , Final Rules , Financial Institutions , Financial Services Industry , Late Fees , Regulation Z

CFPB Issues Notice of Proposed Rulemaking on Credit Card Late Fees

On February 1, 2023, the Consumer Financial Protection Bureau announced a notice of proposed rulemaking to amend the provisions in Regulation Z governing credit card late fee charges permitted under Regulation Z, which...more

2/6/2023 / CARD Act , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Financial Services Industry , Late Fees , Proposed Rules , Regulation Z

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