Widespread storage of data in digital form has become a significant risk for businesses and consumers alike. An entire organization’s business records can be transferred, hijacked or otherwise compromised in the blink of an...more
With the deadline to turn in signatures passed and the Secretary of State’s office completing its review, the 2016 ballot has been finalized. A list of those that will appear on the ballot, along with each campaign’s latest...more
With the passing of the signature deadline at 3pm today, the Colorado Secretary of State’s office reports that five more proposed ballot initiatives have turned in signatures.
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The number of ballot initiatives filed in Colorado for the Nov. 8, 2016 election topped 100 earlier this month. As of Monday, Feb. 22, 112 proposed initiatives have been filed with the state, a huge jump from the number of...more
On Nov. 9, 2015, the Colorado Secretary of State announced that the proponents of a ballot measure to create a single-payer state health care system had submitted a sufficient number of signatures for the measure to appear on...more
Brownstein’s Political Law Group presents this comprehensive tracker of all Colorado statewide ballot initiatives proposed during the 2015-2016 cycle, including any appeals from the Title Board to the Colorado Supreme Court....more
Throughout its short history, the Consumer Financial Protection Bureau (“CFPB”) has asserted jurisdiction over various nontraditional consumer-related financial industries, from law firms to collection agencies and automobile...more
This morning in McCutcheon v. Federal Election Commission, the U.S. Supreme Court invalidated the “aggregate” contribution limits in federal campaign finance law. Under the ruling, major donors will be permitted to contribute...more
The CFPB released its student loan ombudsman report analyzing complaints that the CFPB received from private student loan borrowers. In its second annual review of student loan practices, the CFPB reported that lenders make...more
In recent years, banks, mortgage companies and lenders have served as targets for the Consumer Finance Protection Bureau (CFPB). The bureau actively promulgated multiple rules, re-interpreted case law and revised regulations...more
Summary -
Last week, the Internal Revenue Service (“IRS”) published a proposed rule concerning the political activities of nonprofit organizations. The proposed rule may make it significantly more difficult for...more
While January 8, 2014, the date on which the General Assembly convenes, is still several months away, legislators are already working on the bills they plan to introduce in this legislative session. As has been the case...more
Brownstein Hyatt Farber Schreck’s past Client Alerts have warned that the Consumer Financial Protection Bureau’s reach touches virtually every company that has any interaction with consumers. A recent Bulletin issued by the...more
CFPB Proposes Modifying Mortgage Rules -
On June 24, 2013, the Consumer Financial Protection Bureau (CFPB) proposed seven separate “clarifications” and “narrow revisions” to certain mortgage rules it first issued in...more