Jodie Lawson

McGuireWoods LLP

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Latest Posts › Debt Collectors

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Debt Collector Defined: Supreme Court Exempts Debt Purchasers

On behalf of a unanimous Supreme Court, Justice Neil Gorsuch delivered his first opinion on June 12 to determine whether debt purchasers fall within the statutory language under the Fair Debt Collection Practices Act (FDCPA)...more

6/20/2017 / Consumer Protection Laws , Debt Buyers , Debt Collection , Debt Collectors , FDCPA , Henson v Santander Consumer USA , SCOTUS , Third-Party Service Provider

CFPB Supervisory Highlights

The Consumer Financial Protection Bureau (CFPB) recently released its ninth supervisory highlights report, which includes new findings from its supervisory program from May – August 2015. Overall, the report focuses on...more

11/10/2015 / Consumer Financial Protection Bureau (CFPB) , Consumer Reporting Agencies , Debt Collectors , Mortgage Servicers , Student Loans , Supervisory Highlights

Rising Conflict Among Federal Courts – Whether an Account Number Visible on a Debt Collection Envelope Violates the FDCPA

Section 1692f(8) of the Fair Debt Collection Practices Act (“FDCPA”) prohibits the use of any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by mail. The...more

8/24/2015 / Appeals , Corporate Counsel , Debt Collection , Debt Collectors , FDCPA , Federal Trade Commission (FTC) , Personally Identifiable Information , Privacy Laws , Young Lawyers

West Virginia Consumer Credit Protection Act Amendments: Still a Hotbed For Potential Violations

Amendments to the West Virginia Consumer Credit Protection Act, West Virginia Code § 46A-1-101 (WVCCPA) took effect on June 1, 2015. Passed in March, the amendments revise several sections of the WVCCPA, including significant...more

6/15/2015 / Consumer Credit Protection , Debt Collection , Debt Collectors , Debtor-Creditor , FDCPA

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