With the recent developments at the Consumer Financial Protection Bureau (CFPB), many mortgage lenders have been left wondering about the extent to which the CFPB will enforce federal laws governing the mortgage lending...more
3/20/2025
/ Borrowers ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
ECOA ,
HOEPA ,
Homeowners ,
Homeowners Protection Act ,
Loans ,
Mortgage Insurance ,
Mortgage Lenders ,
Mortgages ,
Private Right of Action ,
RESPA ,
State Attorneys General ,
Truth in Lending Act (TILA) ,
UDAAP
In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the Fair Credit Reporting Act (FCRA) to include specific restrictions on the use of...more
1/24/2025
/ Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Consumer Reporting Agencies ,
Data Privacy ,
Fair Credit Reporting Act (FCRA) ,
Mortgage Lenders ,
Mortgages ,
Privacy Laws ,
State Privacy Laws