After several hurricanes, a church submitted a first-party property claim. The church also had pending coverage litigation from prior tornado damage. On October 12, 2020, the independent adjuster (IA) inspected and...more
11/12/2024
/ Auto Insurance ,
Bad Faith ,
Breach of Contract ,
Cryptocurrency ,
Delay Claims ,
First-Party Coverage ,
Flood Insurance ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Policy Exclusions ,
Policy Terms ,
Proof of Loss ,
Property Damage ,
Property Insurance
Litigation arose over whether a suit for misrepresentation and breach of contract arising out of an easement triggered a Commercial General Liability (CGL) insurer's duty to defend. Internal confidential communications...more
9/9/2024
/ Appellate Courts ,
Auto Insurance ,
Commercial General Liability Policies ,
Construction Defects ,
Declaratory Judgments ,
Duty to Defend ,
Faulty Workmanship ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Life Insurance ,
Policy Terms ,
Premiums
Some jurisdictions consider the ISO-form "bodily injury" definition to be ambiguous as to whether emotional distress requires physical harm to be bodily injury. Many insurers have amended bodily injury to expressly require a...more