John Levonick

John Levonick

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Federal Court Clarifies Banks' Obligations Under Appendix Q

The U.S. District Court for the Southern District of Ohio recently issued a landmark decision regarding the reasonableness of a bank’s reliance on Appendix Q regarding nonemployment-related consumer income validation for a...more

4/15/2019  /  Ability-to-Repay , Mortgages , Qualified Mortgage Rule , Qualifying Income , Reasonableness Factors , Regulation Z , Separation Agreement , Truth in Lending Act (TILA) , Verification Requirements
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