In this month's article, we share some of our top "bites" covered during the April 2025 webinar....more
4/22/2025
/ Automotive Loans ,
Banking Sector ,
Congressional Committees ,
Consumer Financial Protection Bureau (CFPB) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Financial Institutions ,
Financial Regulatory Reform ,
HMDA ,
Money Transfer ,
Mortgage Lenders ,
Mortgages ,
Overdraft Fees ,
Payday Loans ,
Popular ,
Proposed Rules ,
Small Business Loans
In this month's article, we share some of our top "bites" covered during the March 2025 webinar....more
3/31/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Data Brokers ,
Debt Collection ,
Medical Debt ,
Pending Litigation ,
Presidential Nominations ,
Proposed Rules ,
Regulatory Reform ,
Rulemaking Process ,
State Attorneys General ,
Stop Work Orders ,
Trump Administration
In this month's article, we share some of our top "bites" for the prior months covered during the February 2025 webinar....more
In this month's article, we share some of our top "bites" covered during the January 2025 webinar....more
2/25/2025
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Credit Cards ,
Data Privacy ,
Loan Servicer ,
Mortgages ,
Open Banking ,
Popular ,
Privacy Laws ,
Proposed Rules ,
Regulation Z ,
Seventh Amendment ,
UDAAP
In this month's article, we share some of our top "bites" for the prior months covered during the December 2024 webinar....more
2/20/2025
/ Bank Secrecy Act ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Elder Issues ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Financial Abuse ,
FinCEN ,
Indian Health Service (IHS) ,
Overdraft Fees ,
Payday Loans ,
Regulatory Agenda ,
Student Loans
In this article, we share a timeline of our monthly "bites" for 2024 applicable to companies in FinTech. The Consumer Financial Protection Bureau was on a tear in the months leading up to the election and the inauguration of...more
2/11/2025
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FinTech ,
FTC Act ,
Risk Management ,
ROSCA ,
State Attorneys General
In this article, we share a timeline of our monthly "bites" for 2024 applicable to debt collection practices. Like 2023, the theme of 2024 was medical debt collection....more
2/10/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Credit Reports ,
Debt Collection ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Final Rules ,
Medical Debt ,
Medicare ,
Proposed Rules ,
Unfair or Deceptive Trade Practices
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the mortgage industry. There was also a flurry of last-minute action by the CFPB in the mortgage space in the waning days of the Biden...more
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the credit card industry. The year saw the CFPB give a fair amount of attention to credit card products, with a focus on pricing....more
1/30/2025
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Department of Justice (DOJ) ,
Fee Caps ,
Fees ,
Final Rules ,
Financial Institutions ,
Interchange Fees ,
Regulation Z ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Lending Act (TILA)
In this article, we share a timeline of our monthly "bites" for 2024 applicable to consumers protected by nondiscrimination and military protection laws. 2025 will likely bring more of the same, particularly in the area of...more
1/22/2025
/ Anti-Discrimination Policies ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Discrimination ,
ECOA ,
Enforcement ,
Enforcement Actions ,
Enforcement Statistics ,
Fair Lending ,
Military Service Members ,
Servicemembers Civil Relief Act (SCRA) ,
Small Business ,
Student Loans ,
UDAAP
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the auto finance industry....more
In this month's article, we share some of our top "bites" for the prior and current month covered during the November 2024 webinar....more
12/24/2024
/ Banking Sector ,
Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Data Privacy ,
Debit Cards ,
EFTA ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
FTC Act ,
NCUA ,
Overdraft Fees ,
ROSCA ,
Small Business ,
Statutory Authority ,
Student Loans ,
Subscription Services
In this month's article, we share some of our top "bites" for the prior and current month covered during the October 2024 webinar.
...more
11/4/2024
/ Advisory Opinions ,
Amended Rules ,
Arbitration ,
Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Electronic Fund Transfer Act ,
Enforcement Actions ,
FDCPA ,
Federal Reserve ,
Financial Institutions ,
Financial Services Industry ,
Medical Debt ,
Military Service Members ,
OCC ,
Redlining ,
Regulation E ,
Regulation M ,
Regulation Z ,
Unfair or Deceptive Trade Practices ,
Veterans
The Consumer Financial Protection Bureau (CFPB) has turned its attention to in-game currencies and purchases (commonly referred to as "microtransactions or "downloadable content"). On August 28, 2024, the CFPB followed up its...more
In this month's article, we share some of our top "bites" for the prior and current month covered during the September 2024 webinar....more
In this month's article, we share some of our top "bites" for the prior and current month covered during the August 2024 webinar....more
8/28/2024
/ Advisory Opinions ,
Anti-Discrimination Policies ,
Artificial Intelligence ,
Automation Systems ,
Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Repair Services ,
ECOA ,
Excessive Fees ,
Fees ,
Final Rules ,
Payment Processors ,
Popular ,
Property Valuation ,
Regulation Z ,
Request For Information ,
Residential Leases ,
School Lunch Programs ,
Solar Energy ,
U.S. Treasury ,
UDAAP ,
Whistleblower Protection Policies ,
Whistleblowers
In this month's article, we share some of our top "bites" for the prior and current month covered during the July 2024 webinar....more
7/30/2024
/ Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Dodd-Frank ,
ECOA ,
Enforcement Actions ,
Fair Lending ,
Financial Services Industry ,
HMDA ,
Information Reports ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgage Servicing Rules ,
Mortgages ,
Proposed Rules ,
Redlining ,
Regulatory Agenda ,
RESPA ,
Reverse Mortgages ,
Small Business
In this month's article, we share some of our top "bites" covered during the June 2024 webinar....more
7/12/2024
/ Buy Now Pay Later (BNPL) ,
Compliance ,
Constitutional Challenges ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Debt-Relief Industry ,
Enforcement Actions ,
Federal Funding ,
Financial Services Industry ,
Late Fees ,
Loan Servicer ,
Medical Bills ,
Military Lending Act ,
Misrepresentation ,
Open Banking ,
Peer-to-Peer ,
Pending Legislation ,
SCOTUS ,
Student Loans ,
Telemarketing ,
UDAAP ,
Unfair or Deceptive Trade Practices
The Consumer Financial Protection Bureau's (CFPB) eyes are on the gaming industry and the potential harm consumers may suffer from data security and privacy concerns....more
7/11/2024
/ Consent Order ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Gaming ,
Online Gaming ,
Regulatory Requirements ,
Security and Privacy Controls ,
State Privacy Laws ,
Video Games
Please join Eric Johnson and Justin Hosie as they recap recent CFPB actions and enforcements, including negative equity findings from the Auto Finance Data Pilot; compliance dates for the Small Business Lending Rule; the...more
7/9/2024
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
Enforcement Actions ,
Fair Lending ,
Financial Services Industry ,
Fraudulent Transfers ,
Lenders ,
Mortgage Lenders ,
Reverse Mortgages ,
Small Business ,
Supervisory Highlights ,
Webinars
The gaming industry has seen exponential growth over the past twenty years, transforming from a niche hobby into a mainstream cultural and economic juggernaut....more
In this month's article, we share some of our top "bites" covered during the May 2024 webinar....more
5/24/2024
/ Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Deposit Accounts ,
Enforcement Actions ,
Federal Reserve ,
Fees ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Health Savings Accounts ,
Medical Bills ,
Overdraft Fees ,
Popular ,
Regulation CC ,
Rewards Programs ,
Students
On May 9, 2024, we published our first article in a series of articles on the CFPB's interest in gaming. Back on April 4, 2024, the Consumer Financial Protection Bureau ("CFPB") issued a report identifying various risks to...more
The line between virtual and reality is getting thinner. Gamers pay gaming companies real currency for virtual in-game currency to buy skins, create the world they want to live in (virtually), or purchase loot that aid in...more
5/9/2024
/ Banking Sector ,
Banks ,
Civil Investigation Demand ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
COPPA ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Gaming ,
Information Reports ,
Money Transmitter ,
Online Gaming ,
Payment Processors ,
Regulatory Authority ,
Risk Assessment ,
State Attorneys General ,
Virtual Currency
In this month's article, we share some of our top "bites" covered during the April 2024 webinar....more
5/2/2024
/ Administrative Procedure ,
Amicus Briefs ,
Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Covered Person ,
Credit Reporting Agencies ,
Data Protection ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Financial Services Industry ,
Military Service Members ,
Mortgages ,
Prepaid Payment Products ,
Sensitive Personal Information ,
Video Games