Louise Bowes Marencik

Blank Rome LLP

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Latest Posts › Constitutional Challenges

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U.S. Court of Appeals for the Second Circuit Rules That the Funding Structure for the Consumer Financial Protection Bureau Is...

In this article, the authors review a decision by a federal circuit court of appeals upholding the constitutionality of the funding structure for the Consumer Financial Protection Bureau. Entities regulated by the...more

6/1/2023 / Appropriation , Civil Investigation Demand , Constitutional Challenges , Consumer Financial Protection Bureau (CFPB) , Financial Services Industry , Funding

Second Circuit Holds CFPB’s Funding Structure Is Constitutional

Entities regulated by the Consumer Financial Protection Bureau (“CFPB”), including banks, credit unions, payday lenders, mortgage servicers, debt collectors, and other financial services providers, should take note that the...more

3/26/2023 / Appropriation , Civil Investigation Demand , Constitutional Challenges , Consumer Financial Protection Bureau (CFPB) , Financial Services Industry , Funding

Southern District of New York Holds the CFPB Is Unconstitutionally Structured

On June 21, 2018, the United States District Court for the Southern District of New York (“Southern District”) held that Title X of the Dodd Frank Act, which established the Consumer Financial Protection Bureau (“CFPB”) as an...more

6/25/2018 / Constitutional Challenges , Consumer Financial Protection Bureau (CFPB) , Consumer Lenders , Dodd-Frank , PHH Corp. v CFPB , Removal For-Cause , Single Director

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