North Carolina Power Outage Points to Homeland Security Long-Documented Threats to US Power Grid -
“Moore County blackouts serve as reminder that nation’s electricity infrastructure could be vulnerable targets for domestic...more
12/16/2022
/ Advertising ,
Banking Sector ,
Chapter 11 ,
Class Action ,
Consumer Privacy Rights ,
Coronavirus/COVID-19 ,
Critical Infrastructure Sectors ,
Cuba ,
Cybersecurity ,
Data Collection ,
Debt Collection ,
Department of Homeland Security (DHS) ,
Electricity ,
FDIC ,
Federal Trade Commission (FTC) ,
Health Insurance Portability and Accountability Act (HIPAA) ,
Healthcare ,
Infrastructure ,
Non-Bank Lenders ,
OCR ,
Phishing Scams ,
Power Grid ,
Privacy Laws ,
Ransomware ,
Regulatory Agenda ,
State and Local Government ,
Technology Sector ,
Terrorist Threats ,
Text Messages ,
Threat Management ,
Tracking Systems ,
Unsolicited Advertisements
Biden Signs Bills Aimed at Catching Pandemic Business Loan Cheats -
"President Joe Biden signed a pair of bills that will give the Justice Department more time to investigate and prosecute people accused of fraudulently...more
Is the U.S. Finally Getting a Comprehensive Cybersecurity and Data Protection Law? What You Need to Know About the Proposed American Data Privacy and Protection Act -
In the beginning of the 2000s, as a result of the...more
7/21/2022
/ Biotechnology ,
Consumer Privacy Rights ,
Coronavirus/COVID-19 ,
CRISPR ,
Cryptocurrency ,
Cybersecurity ,
Data Privacy ,
Data Protection ,
Data Security ,
Facial Recognition Technology ,
Food and Drug Administration (FDA) ,
Nanotechnology
House Subcommittee Debates Device Remanufacturing Definition, Sends User-Fees Bill to Next Stage
"Proponents of the remanufacturing bill are looking to better distinguish between medical device remanufacturing, and...more
5/27/2022
/ Coronavirus/COVID-19 ,
Cyber Attacks ,
Cybersecurity ,
Data Breach ,
Data Privacy ,
Environmental Social & Governance (ESG) ,
Food and Drug Administration (FDA) ,
GAO ,
Medical Devices ,
Phishing Scams ,
Ransomware
BioPlus Specialty Pharmacy Faces Lawsuit Over Healthcare Data Breach -
"Florida-based BioPlus Specialty Pharmacy allegedly failed to safeguard PII and notify patients of a healthcare data breach that impacted 350K, the...more
2/7/2022
/ Biometric Information ,
Biometric Information Privacy Act ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Cyber Attacks ,
Cyber Threats ,
Cybersecurity ,
Data Breach ,
Data Privacy ,
Data Protection ,
Data Security ,
Health Insurance Portability and Accountability Act (HIPAA) ,
Supply Chain ,
Technology Sector ,
U.S. Commerce Department
The Story of Henrietta Lacks and the Biotechnology Company Accused of Selling Her Cells for Profit -
These two articles (Newsweek and Fierce Biotech) describe the new lawsuit by the Henrietta Lacks Estate surrounding the...more
10/13/2021
/ Biotechnology ,
Blockchain ,
Coinbase ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Cybersecurity ,
Data Breach ,
Liability Insurance ,
Patent-Eligible Subject Matter ,
Patents ,
Ransomware
Biotechnology Can Fight Climate Change—but Trade Negotiators Need to Act -
"Emerging biotechnology, such as gene-editing, can safely and effectively change our planet's future for the better."
Why this is important:...more
9/30/2021
/ Agricultural Sector ,
Amazon ,
Artificial Intelligence ,
Biotechnology ,
Bitcoin ,
Climate Change ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Cybersecurity ,
Food and Drug Administration (FDA) ,
Life Sciences ,
Novartis ,
Ransomware ,
Stablecoins ,
Surveillance
Biden Administration Extends Student Loan Pause Until January 31, 2022 -
"The Department believes this additional time and a definitive end date will allow borrowers to plan for the resumption of payments and reduce the...more
9/21/2021
/ Banking Sector ,
Biden Administration ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Fair Credit Reporting Act (FCRA) ,
Financial Regulatory Reform ,
Financial Services Industry ,
Housing Market ,
Interest Rates ,
Military Service Members ,
Payday Loans ,
Securities and Exchange Commission (SEC) ,
Small Dollar Lenders ,
Student Loans
El Salvador Buys 200 Bitcoins as the Digital Currency Becomes Legal Tender -
"El Salvador became the first country to adopt bitcoin as a national currency, kicking off a radical monetary experiment that could pose risks to...more
9/15/2021
/ Apple ,
Artificial Intelligence ,
Bitcoin ,
Blockchain ,
Climate Change ,
Coronavirus/COVID-19 ,
CRISPR ,
Cryptocurrency ,
Cyber Attacks ,
Cybersecurity ,
Distributed Ledger Technology (DLT) ,
El Salvador ,
Ethereum ,
Facial Recognition Technology ,
Federal Trade Commission (FTC) ,
Food and Drug Administration (FDA) ,
GAO ,
Government Agencies ,
Kim Kardashian ,
Medical Devices ,
Popular ,
Privacy Concerns ,
Smart Contracts
Why the Overturned Eviction Moratorium May be Too Little, Too Late for Both Renters, Landlords -
"However, the ruling doesn’t mean renters in states without protections will be immediately removed from their homes — an...more
9/7/2021
/ CARES Act ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Debt Collection ,
Department of Education ,
Eviction ,
Federal Reserve ,
Financial Services Industry ,
Foreclosure ,
HELOC ,
Moratorium ,
Payday Loans ,
Startups ,
Venture Capital ,
Wage Garnishment
PA Health Dept Sued; Investigation Looms, After Contact Tracing Breach
"The PA health dept. is being sued, after employees of its vendor Insight Global set up an unsecured channel to share COVID-19 contact tracing data,...more
5/27/2021
/ China ,
Contact Tracing ,
Coronavirus/COVID-19 ,
CRISPR ,
Cryptocurrency ,
Cybersecurity ,
Data Protection ,
Driverless Cars ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Medical Devices ,
Popular ,
Ransomware ,
Technology Sector
Digital Dollar Project to Launch Five U.S. Central Bank Digital Currency Pilots -
"A partnership between Accenture and the Digital Dollar Foundation, the Digital Dollar Project was created last year to promote research...more
5/12/2021
/ Biometric Information ,
Biometric Information Privacy Act ,
Bitcoin ,
Blockchain ,
Coronavirus/COVID-19 ,
CRISPR ,
Cryptocurrency ,
Digital Assets ,
Digital Currency ,
FinTech ,
Non-Fungible Tokens (NFTs)
Jones Day Hit by Data Breach as Vendor Accellion Hack Widens -
"Jones Day is the second major law firm in two weeks to have private data exposed as a result of a breach at Accellion, which provides file transfer and other...more
Remote Online Notarization: What You Need to Know -
"Digital closing are the norm, here’s how to prepare and serve your clients."
Why this is important: Remote Online Notarization, or RON, is the use of audio/visual...more
New Tribunal Created for Unauthorized Streaming Services -
On December 21, 2020, Congress passed the Copyright Alternative in Small-Claims Enforcement Act of 2020 and a law on penalties for certain digital transmission...more
1/20/2021
/ Biden Administration ,
Biometric Information ,
Bitcoin ,
Coronavirus/COVID-19 ,
Criminal Investigations ,
Cryptocurrency ,
Cybersecurity ,
Data Collection ,
Facial Recognition Technology ,
Governor Cuomo ,
Iran ,
Law Enforcement ,
Nanotechnology ,
Technology Sector ,
Trade Relations
Loeffler, Cotton Release Bill to Hold Tech Companies Accountable for Child Exploitation, Allow Victims to Sue -
"It would amend the US code to strip Section 230 protections from tech companies."
Why this is important:...more
12/22/2020
/ Amazon ,
Biometric Information ,
Communications Decency Act ,
Coronavirus/COVID-19 ,
Criminal Liability ,
Cybersecurity ,
Data Breach ,
DoorDash ,
Facebook ,
Federal Trade Commission (FTC) ,
Google ,
Nanotechnology ,
Section 230 ,
SpaceX ,
User-Generated Content ,
Website Owner Liability
Welcome to the Last All Consuming Issue of 2020 -
Welcome to our last issue of All Consuming for 2020, a year of unprecedented obstacles. We all watched as the financial industry responded to those obstacles, with...more
12/16/2020
/ Automotive Loans ,
Banking Sector ,
Biden Administration ,
CARES Act ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Debt Collection ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FinTech ,
Lenders ,
Mortgage Lenders ,
Student Loans
Brexit Effects on Trademarks Beginning January 1 -
Trademark owners with registrations in EU where the UK is designated should soon receive notification for treatment of registrations and applications following the Brexit...more
12/3/2020
/ 3D Printing ,
Amazon ,
Biometric Information ,
Biometric Information Privacy Act ,
Computer Fraud and Abuse Act (CFAA) ,
Coronavirus/COVID-19 ,
CRISPR ,
Cybersecurity ,
Data Retention ,
eBay ,
Facial Recognition Technology ,
Food and Drug Administration (FDA) ,
Internet of Things ,
NIST ,
RICO ,
Technology Sector ,
UK ,
UK Brexit ,
Vaccinations ,
Van Buren v United States
COVID-19, the CARES Act and the Impact on Mortgage Forbearance -
In response to the coronavirus pandemic, the federal government passed the CARES Act, which provides a number of protections to homeowners unable to pay...more
11/19/2020
/ CARES Act ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Debt Collection ,
Debt Collectors ,
FDCPA ,
Forbearance Agreements ,
Foreclosure ,
Homeowners ,
Mortgages ,
Student Loans
VIDEO: Cryptocurrency - Legitimate Uses and Potential Issues -
Following the recent publication of the U.S. Attorney General's cryptocurrency enforcement framework, Spilman attorneys Corey Bonasso and Nick Mooney discuss...more
11/11/2020
/ Anti-Money Laundering ,
Attorney General ,
Authoritarian Regimes ,
Bitcoin ,
BitMEX ,
Breach of Contract ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Cyber Attacks ,
Cyber Crimes ,
Data Breach ,
Deep Fake ,
Digital Currency ,
FinCEN ,
Food and Drug Administration (FDA) ,
GitHub ,
Hong Kong ,
Intellectual Property Protection ,
OCC ,
Patent Infringement ,
Risk Management ,
Saudi Arabia ,
Travel Rule ,
Virtual Currency
Servicemembers’ Civil Relief Act - What You Need to Know -
Between the Civil War and 1940, the United States periodically had legislation that prevented lawsuits against soldiers and sailors during times of conflict. Then,...more
10/23/2020
/ Artificial Intelligence ,
Coronavirus/COVID-19 ,
Credit Cards ,
Department of Justice (DOJ) ,
Enforcement Actions ,
False Claims Act (FCA) ,
Financial Services Industry ,
FinTech ,
Gig Economy ,
High Net-Worth ,
Interest Rates ,
Investment Opportunities ,
Loan Forgiveness ,
Loans ,
Mortgages ,
Payday Loans ,
Reverse Mortgages ,
SBA ,
SCRA ,
Servicemembers’ Civil Relief Act ,
Small Business Loans ,
Startups ,
Venmo
Attorney General William P. Barr Announces Publication of Cryptocurrency Enforcement Framework -
"The Framework provides a comprehensive overview of the emerging threats and enforcement challenges associated with the...more
10/16/2020
/ Airlines ,
Amazon ,
American Civil Liberties Union (ACLU) ,
Anthem Insurance ,
Apple ,
Attorney General ,
Bar Exam ,
BitMEX ,
Blockchain ,
Congressional Committees ,
Coronavirus/COVID-19 ,
Criminal Prosecution ,
Crypto Exchanges ,
Cryptocurrency ,
Data Breach ,
Digital Marketplace ,
Emergency Rooms ,
Enforcement Guidance ,
Ethereum ,
Facebook ,
FinTech ,
Google ,
Healthcare Facilities ,
Hong Kong ,
Hospitals ,
Innovative Technology ,
Mobile Apps ,
Money Laundering ,
Monopolization ,
Ransomware ,
Remote Learning ,
Sanction Violations ,
Settlement ,
State Attorneys General ,
Technology Sector ,
Travel ,
Venezuela ,
Virus Testing ,
Zoom®
Is a Cap on Payday Loan Rates About Protecting the Poor or Eliminating a Service?
"Industry representatives say the proposed cap would drive most, if not all, payday lenders out of business and leave their customers...more
10/13/2020
/ Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Debt Collection ,
Debt Collectors ,
FDCPA ,
Forbearance Agreements ,
Governor Newsom ,
Loan Servicer ,
Mortgage Lenders ,
Mortgages ,
Payday Loans
Morrisey, Other AGs Reach $330 Million Agreement with Student Loan Company -
"West Virginia Attorney General Patrick Morrisey and 47 other attorneys general have reached a $330 million, multistate agreement with a student...more
9/24/2020
/ Advertising ,
Blockchain ,
CARES Act ,
Consumer Financial Products ,
Coronavirus/COVID-19 ,
Debit and Credit Card Transactions ,
Demographic Targeting ,
eMortgages ,
Enforcement Actions ,
Google ,
Illegal Fees ,
Loan Modifications ,
Merchant Fees ,
Mortgage Bankers Association ,
Mortgages ,
Multistate Investigations ,
Refinancing ,
Reverse Mortgages ,
Settlement ,
State Attorneys General ,
Student Loans ,
Surcharges
Three Important Ways the COVID-19 Pandemic is Changing the Delivery of Consumer Financial Services -
The world continues to come to grips with the daily changes brought by the COVID-19 pandemic. Schools contemplate...more
9/18/2020
/ Appeals ,
Blockchain ,
Buyers ,
CARES Act ,
Consumer Bankruptcy ,
Consumer Complaint Database ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Contract Terms ,
Coronavirus/COVID-19 ,
Delinquency Status ,
Enforcement Actions ,
FDCPA ,
Forbearance Agreements ,
Lenders ,
Mortgages ,
Reaffirmation ,
Reverse Mortgages ,
Student Loans ,
VA Loans