The Ohio Supreme Court waited until the last week of the year to issue what may be the most important silent coverage decision of 2022. Direct physical injury is a fundamental requirement of first-party property policies. The...more
Insurers and their corporate policyholders have been confronting social inflation since the 1970s. Social inflation, which is the increasing cost of defending and resolving claims, had been raging on—with various ebbs and...more
A California federal court has ruled that an insured's misrepresentation in a Statement of No Loss in support of reinstatement of its liability insurance policy provided the basis to rescind the policy reinstatement, but not...more
An Illinois state appellate court recently ruled that a customer's biometric privacy class action claims against an insured tanning salon potentially fell within two insurer's personal injury coverage. See, West Bend Mutual...more
3/27/2020
/ Advertising Injury ,
Appeals ,
Biometric Information ,
Biometric Information Privacy Act ,
Class Action ,
Data Privacy ,
Denial of Insurance Coverage ,
Duty to Defend ,
Emotional Distress Damages ,
Fingerprints ,
Liability Insurance ,
Negligence ,
Policy Exclusions ,
Publication Requirement ,
Reservation of Rights ,
Statutory Violations ,
Unauthorized Disclosure ,
Unjust Enrichment
The Fourth Circuit recently affirmed a district court ruling that the Privacy exclusion in a series of business liability policies bars coverage for a claim arising out of the insured law firm’s alleged violation of the...more