On April 17, 2025, the Fifth Circuit issued an opinion (“Op.”) holding unconstitutional a Federal Communications Commission (FCC or Commission) enforcement order. In that order, the Commission imposed civil penalties against...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
4/24/2025
/ California ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Privacy Laws ,
Regulatory Reform ,
Regulatory Requirements ,
Scams ,
State Attorneys General ,
Trump Administration
On April 7, the Federal Communications Commission (FCC) released a draft Notice of Proposed Rulemaking (NPRM) that proposes to codify a number of definitions and concepts underlying the foreign ownership rules and process in...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
4/10/2025
/ Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Cryptocurrency ,
Data Privacy ,
Debt Collection ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Regulatory Requirements ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
On April 7, 2025, the Consumer and Governmental Affairs Bureau (Bureau) of the Federal Communications Commission (FCC or Commission) issued an Order (Extension Order) granting a limited waiver of a new Telephone Consumer...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). CFPB activity continues to be scaled back in the...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/27/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Brokers ,
Data Privacy ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Mergers ,
Proposed Rules ,
Regulatory Agenda ,
Rulemaking Process ,
Trump Administration
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/13/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Medical Debt ,
Proposed Rules ,
Rulemaking Process
On February 4, 2025, the Federal Communications Commission (FCC or Commission) released a Notice of Apparent Liability for Forfeiture (NAL) against voice service provider Telnyx LLC (Telnyx) for alleged violations of the...more
2/7/2025
/ Civil Monetary Penalty ,
Compliance ,
Consumer Privacy Rights ,
Enforcement Actions ,
FCC ,
Fraud ,
Know Your Customers ,
Penalties ,
Regulatory Requirements ,
Robocalling ,
Statutory Violations ,
TCPA ,
Telecommunications ,
Telemarketing ,
Unfair or Deceptive Trade Practices
While Monday was the original compliance deadline for the Federal Communications Commission’s (FCC or Commission) new one-to-one consent requirement under its Telephone Consumer Protection Act (TCPA) regulations, a decision...more
1/28/2025
/ Auto-Dialed Calls ,
Compliance ,
Consent ,
Data Privacy ,
Enforcement Actions ,
FCC ,
Marketing ,
Regulatory Agenda ,
Regulatory Requirements ,
Robocalling ,
Statutory Authority ,
TCPA ,
Telecommunications ,
Telemarketing
In the two weeks before Inauguration, both the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) released a flurry of rulemaking developments, policy announcements, and enforcement filings and...more
1/27/2025
/ Antitrust Division ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
COPPA ,
Credit Practices Rule ,
Data Privacy ,
Data Protection ,
Data Security ,
Department of Justice (DOJ) ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Misleading Statements ,
Proposed Rules ,
Rulemaking Process ,
The Clayton Act ,
Unfair or Deceptive Trade Practices
The Federal Communications Commission’s (FCC or Commission) new Telephone Consumer Protection Act (TCPA) one-to-one consent rule takes effect in less than one week – on January 27, 2025. The new rule, once effective, will...more
1/22/2025
/ Compliance ,
Consent ,
Consumer Privacy Rights ,
Enforcement ,
FCC ,
Marketing ,
Regulatory Requirements ,
TCPA ,
Telecommunications ,
Telemarketing ,
Text Messages
As we enter the New Year, Wiley is looking ahead to the top privacy developments and trends to watch in 2025. On the state side, 2025 kicked off with several new privacy laws going into effect in January, and states continue...more
1/9/2025
/ Biometric Information ,
Consumer Privacy Rights ,
Corporate Counsel ,
Data Brokers ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Personal Data ,
Privacy Laws ,
State Attorneys General ,
State Privacy Laws
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/8/2025
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Fraud ,
FTC Act ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Advertising ,
Unfair or Deceptive Trade Practices
On December 17, 2024, the Federal Trade Commission (FTC or Commission) released its final Trade Regulation Rule on Unfair or Deceptive Fees, also called the “Junk Fees Rule” by the Commission. For companies involved in...more
12/19/2024
/ Covered Entities ,
Disclosure Requirements ,
Event Tickets ,
Excessive Fees ,
Federal Trade Commission (FTC) ,
Fees ,
Final Rules ,
Goods or Services ,
Hidden Fees ,
Hospitality Industry ,
Misrepresentation ,
Pricing ,
Service Charges ,
Short-Term Lease ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/18/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Data Brokers ,
Data-Sharing ,
Debt Collection ,
Debt Relief ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Act ,
Medical Bills ,
Medical Debt ,
Overdraft Fees ,
Scams ,
Student Loans ,
Telemarketing Sales Rule ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/4/2024
/ Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Relief ,
Digital Platforms ,
Digital Wallets ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
OMB ,
Ombudsman ,
Payday Loans ,
Payment Systems ,
Peer-to-Peer ,
Predatory Lending ,
Race Discrimination ,
Student Loans ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/30/2024
/ Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Reports ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
FTC Franchise Rule ,
Regulation Z ,
Truth in Lending Act (TILA)
On October 23, the Federal Communications Commission (FCC or Commission) issued a Notice of Inquiry (NOI) focused on customer service across a wide array of communications companies, expressly singling out providers of voice,...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/16/2024
/ Arbitration ,
Automotive Loans ,
Comment Period ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Default ,
Department of Justice (DOJ) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Medical Debt ,
Online Platforms ,
Student Loans ,
Unfair or Deceptive Trade Practices
On Tuesday, October 8, CTIA hosted the ConnectMobile Forum as part of this year’s Mobile World Congress in Las Vegas. The event brought together stakeholders from the messaging and voice ecosystems to discuss consumer...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/2/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reports ,
EFTA ,
Electronic Transaction ,
False Advertising ,
Federal Trade Commission (FTC) ,
FTC Act ,
Marketing ,
Military Service Members ,
Overdraft Fees ,
Social Media ,
Transaction Fees ,
Unfair or Deceptive Trade Practices ,
Veterans
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
9/18/2024
/ Client Account Reviews ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Review Fairness Act (CRFA) ,
Credit Reports ,
Debt Collection ,
Dodd-Frank ,
Earnings Reports ,
Failure To Disclose ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
FTC Act ,
Medical Debt ,
Misleading Impressions ,
MLM Industry ,
Unfair or Deceptive Trade Practices ,
Warning Letters
The Federal Communications Commission (FCC or Commission) has announced comment deadlines for a Notice of Proposed Rulemaking and Notice of Inquiry (NPRM and NOI) released in early August that, among other things, proposes...more
9/16/2024
/ Artificial Intelligence ,
Auto-Dialed Calls ,
Biden Administration ,
Call Blocking ,
Consent ,
Consumer Privacy Rights ,
Disclosure Requirements ,
FCC ,
Notice of Inquiry ,
NPRM ,
Robocalling ,
TCPA ,
Telecommunications ,
Text Messages