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A Stunning Opinion on “Dunning” ‎Letters: Revised Opinion Following En Banc Review

In a revised opinion issued September 8, 2022, an en banc panel of the Eleventh Circuit Court of Appeals reversed last year’s controversial opinion which potentially spelled trouble for debt collectors utilizing third-party...more

CFPB Issues Advisory Opinion ‎Regarding Convenience Fees

On June 29, 2022, the Consumer Financial Protection Bureau (“CFPB”) issued an advisory opinion stating its view that the Fair Debt Collection Practices Act (“FDCPA”) prohibits debt collectors from collecting any amount,...more

An Inconvenient Decision on ‎Convenience Fees

Last month, the Fourth Circuit Court of Appeals rendered a decision regarding convenience fees in Alexander v. Carrington Mortgage Services, LLC, 23 F.4th 370 (4th Cir. 2022), which potentially spells trouble for loan...more

A Stunning Opinion on “Dunning” ‎Letters – Revised Opinion Following Motion for ‎Reconsideration

Earlier this year, the United States Court of Appeals for the Eleventh Circuit released the controversial decision Hunstein v. Preferred Collection & Mgmt. Services, Inc., No. 19-14434, 2021 WL 1556069 (11th Cir. Apr. 21,...more

A Stunning Opinion on “Dunning” Letters

Last Wednesday the United States Court of Appeals for the Eleventh Circuit released a landmark decision which could have a profound impact upon a number of industries. In Hunstein v. Preferred Collection & Mgmt. Services,...more

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