If you’re going to be taking a road trip outside of Michigan, it is important to know what your legal rights are in the event that you are involved in an out-of-state auto accident.
Can you sue the at-fault driver who...more
4/29/2022
/ Auto Insurance ,
Car Accident ,
Economic Damages ,
Insurance Industry ,
Liability ,
Liability Insurance ,
Liens ,
Lost Wages ,
Medical Bills ,
No-Fault Insurance ,
Pain and Suffering ,
PIP Coverage
Personal liability and property damage auto insurance – which is also more commonly known as PLPD – describes the minimum amount of car insurance that a vehicle owner must have in order to comply with the auto insurance...more
3/1/2022
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Economic Damages ,
Lost Wages ,
Medical Bills ,
Pain and Suffering ,
Personal Liability ,
PIP Coverage ,
Property Damage ,
Uninsured and Under-Insured Motorists
If you are trapped in your car in a snowstorm, there are several strategies you can use to keep yourself and your family safe: (1) remaining inside your vehicle; (2) staying warm; (3) make sure that you are visible and will...more
Getting your car repaired after suffering vehicle damage in a crash can be extremely frustrating. On the one hand, another person’s carelessness is causing you to be inconvenienced and potentially face higher insurance...more
All too often, defense lawyers insist at case evaluation hearings, depositions, arbitrations and in court that auto accident victims with pre-existing injuries should not recover any – or should recover less - pain and...more
Court rules that a car accident victim’s Michigan insurance application must describe the nature of the injury, which may include symptoms traceable to an injury - Every person injured in a car accident in Michigan who will...more
Pizza delivery driver’s bad brakes don’t slow down court from blaming pedestrian injured while trying to cross the street -
A pedestrian doesn’t stand a chance of getting justice in Michigan – even when the delivery...more
Michigan auto No Fault insurance is expensive. If you’re planning on moving out of Michigan and becoming a resident of another state, you’re probably looking forward to insuring your car in your new state and cancelling your...more
Want to know one of the biggest causes of preventable car accidents that very few people know about?
It’s sleep deprivation.
Most lawyers look at the car crash itself, or the few seconds leading up to the crash. But...more
Recognizing the signs and symptoms of closed head injuries as soon as possible gives victims the best chance to get the proper medical treatment and to recover from whatever type of closed head injury they have suffered....more
A person’s response to the distressing and disturbing nature of a crash can result in feeling a loss of control, helplessness, pain, confusion, loss of sense of self and self-worth, and an inability to cope.
Injuries may...more
A recent Michigan Court of Appeals ruling – which applied a landmark decision by the Michigan Supreme Court from 2020 – has put an end to insurance companies exploiting overly broad anti-fraud provisions in policies to deny...more
It can be an unpleasant and confusing situation when your car is hit by another vehicle while parked. It only makes matters worse when the at-fault driver takes off without leaving a note or any contact information.,
When...more
People are electrocuted and killed after car crashes every year. Tragically, it is not the car accident itself that causes their fatal injuries, but it is their deadly exposure to high voltage electricity that occurs when a...more
Insurance for food delivery drivers in Michigan is complicated. Many people who deliver food for a living do not realize there are differences in coverage between their personal auto No-Fault insurance policies and a...more
There continues to be considerable and understandable confusion about the effects of Michigan’s new auto No-Fault insurance law, which the Legislature passed in June 2019.
No area of the new law has created more confusion...more
11/4/2020
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Health Insurance ,
Medicaid ,
Medicare ,
Military Service Members ,
Motor Vehicles ,
No-Fault Insurance ,
Opt-Outs ,
TRICARE
With the new changes to Michigan’s No-Fault auto insurance law that began on July 2, 2020, all drivers now face increased liability risk if they cause a serious car accident. The most significant change is that an “at-fault”...more
Depending on several factors, if you opted for a deductible on your policy for medical and wage loss benefits, then you will pay. Whether you have to pay a deductible on your collision coverage will depend on whether you were...more
Medicaid is expected to cover auto accident injuries in Michigan under the new No-Fault law. The reason: once a car accident victim’s medical bills reach his or her No-Fault PIP medical benefits coverage limit and No-Fault...more
People often ask me “how much car insurance do I need?”
Never has this question been more important than now. Michigan drivers now face the biggest changes in auto No-Fault insurance since the No-Fault Act was enacted in...more
1/29/2020
/ Asset Protection ,
Auto Insurance ,
Bodily Injury ,
Car Accident ,
Casualty Insurance ,
Consumer Insurance Products ,
Deductibles ,
Insurance Reform ,
Insurance Regulations ,
Liability Insurance ,
Medical Expenses ,
Mini-Tort Laws ,
Motor Vehicles ,
New Legislation ,
No-Fault Insurance ,
PIP Coverage ,
Policy Terms ,
Property Damage ,
Uninsured and Under-Insured Motorists
Now is not the time to be placing new limits on insurance agent liability.
Think of insurance agents as the foot soldiers for the new Michigan auto insurance law. Insurance agents are now – more than ever before – tasked...more
12/20/2019
/ Auto Insurance ,
Civil Liability ,
Damages ,
Errors and Omissions Policy ,
Exceptions ,
Insurance Agents ,
Insurance Industry ,
Liability Caps ,
Negligence ,
New Legislation ,
No-Fault Insurance ,
PIP Coverage ,
Special Relationship ,
Standard of Care ,
Updated Forms
Before we start breaking out the bottles of champagne to celebrate the Michigan Catastrophic Claims Association’s announcement that it will reduce its MCCA fee by 55% from $220 to $100 under the new No-Fault law, I think we...more
The U.S. House of Representatives is considering a long-overdue increase in commercial truck insurance requirements, bringing the minimum liability limit up from $750,000 to nearly $5 million....more
Since the Michigan Legislature passed the new No-Fault law earlier this summer, the auto insurance companies in this state have been scheming on how to get around many of the new restrictions imposed by the new law....more
There is no legal THC limit in Michigan to prove a person is guilty of marijuana-impaired driving. There is also not likely to be any limit to prove marijuana-impaired driving anytime soon. That’s because a legislatively...more
9/23/2019
/ Accident Scene ,
Auto Insurance ,
Bodily Injury ,
Cannabis Products ,
Car Accident ,
Drugged Driving ,
Insurance Claims ,
Insurance Litigation ,
Liability ,
Marijuana ,
Medical Marijuana ,
Motor Vehicles ,
Negligence ,
Reckless Driving