Starting January 1, 2025, Georgia’s notaries public must comply with new provisions enacted by House Bill 1292. The law introduces updates to the obligations of notaries, focusing on journal-keeping, identity verification, and training requirements. Below is an overview of three key updates for notaries in Georgia.
- Journal Requirements for Certain Notarial Acts: One of the most impactful changes is the mandatory maintenance of a written or electronic journal for notarial acts performed for “self-filers.”[1] A “self-filer” is defined as an individual submitting real estate-related documents, such as deeds or liens, for recording but who is not affiliated with certain exempted professional groups, like attorneys or title insurance agents.[2]
- Confirmation of Identity: To address ambiguities in the prior statutory language, the new law clarifies the acceptable methods for confirming the identity of signers, oath-takers, and affirmants. The previous statutory language allowed identity verification through "personal knowledge or satisfactory evidence," with only one example of “satisfactory evidence:” a Veterans Health Identification Card issued by the U.S. Department of Veterans Affairs. The amended statute replaces the vague standard with a requirement for verification using government-issued photo identification documents (valid driver’s license; personal identification card issued under Georgia law; or military identification card—still including a Veterans Health Identification Card).[3] Personal knowledge remains a valid method of identity confirmation under the new law.
- Mandatory Training for Initial and Renewed Commissions: Georgia notaries public must now complete educational training prior to their initial appointment and within 30 days of each renewal.[4] The Georgia Superior Court Clerks’ Cooperative Authority is tasked with creating and regulating these programs.[5]
Steps to Determine If the Journal Requirement is Applicable to a Notarial Act
In light of the changes, Georgia’s public notaries may consider the following when performing notarial acts:
1: Identify the Type of Document.[6] Confirm if the document being notarized falls into one of the following categories:
- Deeds
- Mortgages
- Liens as provided by law
- Maps or plats related to real estate
- State tax executions and renewals
If the document is not one of these types, the new journaling requirement does not apply.
2: Determine if the Requesting Individual is a Self-Filer.[7] Check if the individual requesting the notarial act qualifies as a “self-filer.” A self-filer is any individual who submits one of the above documents for recording and is not part of the following excluded groups:
- Title insurance agents or their representatives.
- Attorneys licensed in Georgia or their representatives.
- Licensed real estate professionals.
- Agents of federally insured banks or credit unions.
- Agents of licensed or exempt mortgage lenders.
- Servicers as defined by federal regulations.
- Public officials performing official duties.
- Licensed professional land surveyors.
If the requesting individual is part of any excluded group, the journal requirement does not apply.
3: Verify the Individual’s Identity.[8] Ensure the individual’s identity is confirmed through:
- A government-issued photo identification (e.g., driver’s license, passport, military ID); or
- Personal knowledge of the individual by the notary.
Step 4: Record Required Information in Journal.[9] If the document qualifies and the requesting individual is a self-filer, the notary must record the following in their journal:
- Self-filer Information:
- Name
- Address
- Telephone number
- Details of the Notarial Act:
- Date, time, and location of the notarization.
- Type of document notarized.
- Identification Information:
- Type of government-issued photo identification presented.
- Elements of the identification document (e.g., ID number, if applicable).
- Note if identity was verified through personal knowledge.
- Signature:
- Obtain the self-filer’s signature in the journal.
Step 5: Maintain the Journal.[10] Ensure the journal is securely stored, either as a physical written document, or electronically. The duration of the notary’s obligation to maintain this journal is not clarified in the new amendment.
[1] O.C.G.A. § 45-17-8(g).
[2] O.C.G.A. § 44-2-2(a).
[3] O.C.G.A. § 45-17-8(e).
[4] O.C.G.A. § 45-17-8(h)(1).
[5] O.C.G.A. § 45-17-8(h)(2).
[6] O.C.G.A. § 44-2-2(b)(1)(A)-(E).
[7] O.C.G.A. § 44-2-2(a)(1)-(8).
[8] O.C.G.A. § 45-17-8 (e). Note: this step is necessary regardless of whether the journal requirement applies.
[9] O.C.G.A. § 45-17-8 (g)(2).
[10] O.C.G.A. § 45-17-8 (g)(2).