2026 Inflation-Adjusted Health and Welfare Plan Limits

Michelle Bartlett, Brian Gallagher, Katina Gorman
Miller Canfield
Contact
LinkedIn
Facebook
X
Send
Embed

Miller Canfield

On May 1, 2025, the IRS released Rev Proc 2025-19 which updated for 2026 the limits applicable to certain health and welfare plans, including the following key limits:

  2026 Limit 2025 Limit
Health FSA – Maximum contributions

$4,400 (self-only)

$8,750 (family)

$4,300 (self-only)

$8,550 (family)
HDHP - Minimum Deductible

$1,700 (self-only)

$3,400 (family)

$1,650 (self-only)

$3,300 (family)
HDHP - Maximum Out of Pocket

$8,500 (self-only)

$17,000 (family)

$8,300 (self-only)

$16,600 (family)
Maximum employer excepted benefit HRA contribution

$2,200

$2,150

These 2026 limits are effective for HSAs for calendar year 2026, and for excepted benefit HRAs for plan years beginning in 2026.

Send Print Report

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations. Attorney Advertising.

© Miller Canfield

Written by:

Miller Canfield
Miller Canfield
Contact
more
less

PUBLISH YOUR CONTENT ON JD SUPRA NOW

  • Increased visibility
  • Actionable analytics
  • Ongoing guidance

Miller Canfield on:

Reporters on Deadline

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:
Sign Up Log in
*By using the service, you signify your acceptance of JD Supra's Privacy Policy.
Custom Email Digest
- hide
- hide