In the last few election cycles, we have heard a whole lot about change. We heard about the need for change and change we can believe in. Regardless of your political persuasion, there are certain plan errors when 401(k) plan sponsors should consider change and that change is a change of their plan providers. The change isn’t required, but plan providers should use it as a time to evaluate the competency of the plan provider in question because even if the error is completely the fault of one or more providers, the plan sponsor and the trustees are still responsible for these errors as plan fiduciaries. Enclosed is a list of 401(k) errors that should get the plan sponsor to consider making such a change.