When I was in law school, I was a bit of a malcontent. I’m a big fan of truth and transparency, but that’s me. One of the explanations in retort to my criticisms was that things done a certain way were done that way because they were always done that way. Well, what if what was always done was wrong? When you set up a 401(k) plan, the plan provisions weren’t set in stone, so it’s beneficial to look at your plan provisions to determine whether they still fit your needs and the needs of your employees.