For 24 years, I have helped retirement plan sponsors solve huge problems of their own. From a plan investing with Bernie Madoff to a plan that was late in depositing salary deferrals, I have seen almost every problem imaginable. Sometimes, 401(k) plan sponsors look for solutions for their retirement plan that create problems. This article is a caution that some “solutions” are no solution at all, but may cause problems you don’t need.
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