We touch upon various issues in our August insurance update.

The Supreme Judicial Court of Massachusetts considers the meaning of “surface waters” and whether the sublimit for floods applies when pooled water on a roof infiltrates a building.

The Kentucky Court of Appeals considers whether a pollution exclusion applies to a gasoline leak at a gas station.

An Arizona federal district court applies the concept of fortuity to a claim under an all-risk policy.

A California federal district court again finds that an insurer has no duty to defend a drug distributor for its alleged oversupply of opioids.