Running a business is a complicated activity. You have to be an expert in your field, service, or specialty. In order to get your work, there is a point where you will need to outsource some key employer functions such as payroll and other human resource functions. Sponsoring a retirement plan can be a daunting task with hidden liability pitfalls at every turn. That is what Austin §3(16) Fiduciary Limited is here for, to assume the liability in running the day to day administration of your retirement plan instead of the usual model of plan delegation that still puts the hook on you.