I worked for about 12 years before I started my practice. Most of my co-workers were wonderful people, who I still see from time to time. Yet I always think of the handful of co-workers who would get some sort of joy by being a snitch or backstabber. I will never understand why people got joy by hurting others. As Judge Elihu Smails said to Danny Noonan in Caddyshack, the most important decision you can make right now is what do you stand for? Goodness... or badness? As a 401(k) plan provider, the correct answer is goodness, so these are bad things you should avoid doing.