On March 31, the CFPB announced it published the 2024 HMDA Modified Loan Application Register data on the FFIEC’s HMDA Platform. The data, sourced from nearly 5,000 HMDA filers, included loan-level information to assess whether lenders are serving community housing needs, aiding stakeholders in policy decisions, and highlighting potentially discriminatory lending patterns. The CFPB published this data under Regulation C, following the 2015 HMDA rule.
Users can download modified loan application register files for each institution individually or as a combined file containing all institutions’ data. The combined file updates weekly for analysis of the most current submissions.
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