The CFPB published a semi-annual update of its rulemaking agenda. The rulemaking agenda includes a number of rulemakings on disclosures under the Home Mortgage Disclosure Act and its implementing regulation, Regulation C, the annual privacy notice, and further amendments to the mortgage rules. Of import, the CFPB noted that it plans to move forward with a proposed rule on prepaid card products, and it plans to “intensify work” on the need for regulations in other consumer financial products and services markets, such as debt collection, payday loans, deposit advance products, and bank overdraft programs. In particular, the CFPB plans to test consumer disclosures in connection with prepaid products and debt collection. The rulemaking agenda highlights that rules on such products are in the pre-rule state.

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