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Just in time for the holiday weekend, the CFPB released its Spring 2015 rulemaking agenda last Friday. The agenda sets the following timetables:
Debt collection. In November 2013, the CFPB issued an Advance Notice of Proposed Rulemaking concerning debt collection. The agenda indicates that further prerule activities, which are expected to involve the convening of a SBREFA panel, will occur in December 2015. The CFPB had indicated in its prior agenda that further prerule activities would occur in April 2015.
Home Mortgage Disclosure Act. In July 2014, the CFPB issued a proposed rule to implement Dodd-Frank Act amendments to HMDA. The agenda indicates that the CFPB expects to issue a final rule in August 2015.
Mortgage rules. In February 2015, the CFPB issued a proposal to modify certain mortgage loan requirements for small creditors, including those that operate predominantly in “rural or underserved” areas. The agenda sets a September 2015 date for a final rule.
In November 2014, the CFPB issued a proposal to amend various provisions of its mortgage servicing rules. The agenda has a March 2016 date for issuance of a final rule.