The Federal Housing Finance Agency (FHFA) recently announced a nearly 7% increase in the conforming mortgage loan limits for 2019.

For non-high cost areas in the continental United States, the maximum loan amount for a one-unit home will increase from $453,100 to $484,350. For high-cost areas in the continental United States, the maximum loan amount for a one-unit home will increase from $679,650 to $726,525.

For non-high cost areas in Alaska and Hawaii, the maximum loan amount for a one-unit home will increase from $679,650 to $726,525. There is no higher limit for high-cost areas in Alaska and Hawaii, as the states do not have any high-cost areas in 2019. (In 2018, there are high-cost areas in Alaska and Hawaii, and the maximum loan limit in those areas for a one-unit home is $1,019,475.)

FHFA provides by a jurisdiction-by-jurisdiction list of maximum loan amounts and also a map of the United States showing maximum loan amounts by jurisdiction.

Fannie Mae and Freddie Mac each issued releases addressing the implementation of the new loan limits.