FDIC Further Delays FDIC Insurance Sign Compliance Date for ATMs and Digital Channels

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The Federal Deposit Insurance Corporation (FDIC) is further postponing the compliance date requirements to display the FDIC official digital sign on an insured depository institution’s (IDI) digital channels, as well as on the screen of an IDI’s automated teller machine (ATM) and like devices. The new mandatory compliance date for these requirements is March 1, 2026. The FDIC says it will continue to review feedback regarding implementation issues and potential consumer confusion and propose changes to the regulation to address these concerns.

On December 20, 2023, the FDIC adopted a final rule that amended the FDIC’s signage and advertisement requirements for IDIs. Full compliance with these amendments was scheduled to take effect on May 1, 2025.

The remaining provisions in the rule will still take effect on May 1, 2025.

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