The CFPB recently announced that the Filing Instruction Guide (FIG) for the submission of Home Mortgage Disclosure Act (HMDA) data collected in 2025 is now available. The FIG, issued by the Federal Financial Institutions Examination Council, may be accessed here.
HMDA data for 2025 must be submitted on or before March 2, 2026. The data usually is required to be filed by March 1. However, March 1, 2026 is a Sunday, so the data must be filed by Monday, March 2, 2026.
The FIG sets forth how data must be formatted before it is submitted to the CFPB HMDA submission portal.
Although there are certain updates in the FIG for 2025 HMDA data, the FFIEC said that are no significant changes to the submission process for data collected in 2025 and reported in 2026.
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