In this latest edition, our attorneys discuss updates and developments from federal regulators, including those related to the intersection of fintech and artificial intelligence, cryptocurrency and virtual currency updates, and consumer protection. They also discuss rule updates from the SEC and FinCEN, and examine the continued scrutiny by the FDIC, the FTC, and FINRA on fintech marketing. Finally, this issue concludes with a state law round-up, which discusses Kansas’ and Wisconsin’s adoption of a licensing framework for earned wage access providers and New York’s new surcharge law.