With the Arrival of Hurricane Harvey, Insurers Should Keep in Mind the Following Texas Insurance Code Claim-Handling Guidelines
Some Additional Issues to Consider:
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Civil Authority – Mandatory evacuations have already been issued in several Texas counties.
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Service Interruption – Power and telephone/cell service may be disrupted.
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Sue and Labor – Businesses may shut down operations in advance.
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Adjuster licensing – Texas requires all adjusters and public adjusters to be licensed in the State of Texas. There is a provision for emergency licensing of adjusters in the event of a catastrophe.
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Flood hazard zone areas—Areas identified on the Flood Insurance Rate Map can change so be aware of applicable policy limits by hazard zone.
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Flood and Wind sublimits
Click here for a PDF version of this checklist.